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Türk Bankacılık Sektöründe Etkinlik Analizi

Yıl 2014, Cilt: 7 Sayı: 2, 1 - 15, 01.08.2014

Rüştü Yayar Süleyman Serdar Karaca

Öz

In this study, efficiency of the banks carrying on their business in Turkey in 2009-2011 periods has been measured. Data Envelopment Analysis which is one of the non-parametric methods has been used to measure the efficiency. Moreover, factors that are considered as possible to affect efficiency scores of banks have been determined with TOBIT regression analysis. Totally 37 banks data of which could be reached exactly have been included in the research. According to Data Envelopment Analysis results, the group of bank that has the highest average efficiency is state-owned banks, followed by privately-owned and foreign banks. According to TOBIT regression analysis results, total assets and profitability variables have a positive effect upon total efficiency scores, but capital adequacy ratio and number of branches have a negative effect.

Anahtar Kelimeler

Banking Efficiency Data Envelopment Analysis TOBIT RegressionJEL Classification: C14 C35 G21

Kaynakça

  • ASSAF, A.G., BARROS C.P. and MATOUSEK, R (2011); “Productivity and Efficiency Analysis of Shinkin Banks: Evidence from Bootstrap and Bayesian Approaches, Journal of Banking & Finance”, 35(2), 331–342.
  • ATAN, Murat (2003); “Türkiye Bankacılık Sektöründe Veri Zarflama Analizi İle Bilançoya Dayalı Mali Etkinlik ve Verimlilik Analizi”, Ekonomik Yaklaşım Dergisi, 48(14), 71 – 86.
  • AYDIN, Nurhan, ABDULLAH, Yalama and MUSTAFA, Sayım (2009); “Banking Efficiency In Developing Economy: Empirical Evidence From Turkey”, Journal of Money, Investment and Banking (8), 49-70.
  • AYDOĞAN, K. and APOĞLU, G (1989); “Bankacılık Sisteminde Etkinlik ve Verimlilik: Uluslararası Bir Karşılaştırma”, Ankara: Milli Prodüktivite Merkezi Yayınları, Yayın No: 397.
  • BEHDIOĞLU, Sema and ÖZCAN, Gözde (2009); “Data Envelopment Analysis and an Application in Banking Sector”, Süleyman Demirel University, Journal of Faculty of Economics and Administrative Science, 14(3), 301-326.
  • BUDAK, Hüseyin (2011); “Data Envelopment Analysis and Its Application in Turkish Banking Sector”, Marmara University Journal of Science, 23(3), .95-110.
  • CHEN Yu-Cheng and LIN, Chia Jung (2007); “Empirical Study on the Efficiency Analysis of Australian Banks”, Banks and Bank Systems, 2(4), 38-49.
  • CHEN, X., SKULLY, M. and BROWN, K (2005); “Banking Efficiency in China: An Application Of Dea To Pre - And Post Deregulation Era: 1993-2000”, China Economic Review, 16, 229-245.
  • CHARNES, A., COOPER, W.W. and RHODES, E (1978); “Measuring Efficiency Of Decision Making Units, European Journal Of Operational Research”, 2(6), 4294
  • CAMANHO, A.S. and DYSON, R.G (1999); “Efficiency, Size, Benchmarks And Targets For Bank Branches: An Application Of Data Envelopment Analysis”, Journal of Operational Research Society, 50(9), .903-915.
  • CİNGİ Selçuk and TARIM, Armağan (2000); “Türk Banka Sisteminde Performans Ölçümü: DEA-Malmquist TFP Endeksi Uygulaması”, Ankara: TBB Araştırma Tebliğleri Serisi, 2000–01.
  • ÇOLAK, Ömer Faruk and ALTAN, Şenol (2002); “Toplam Etkinlik Ölçümü: Türkiye’deki Özel Ve Kamu Bankaları İçin Bir Uygulama”, İktisat İşletme ve Finans, (196), .45 –
  • DRAKE, Leigh and HALL, Maximilian J.B (1999); “Efficiency in Japanese Banking: An Empirical Analysis”, Journal of Banking & Finance, 27(5), 891–917.
  • ELEREN, Ali ve ÖZGÜR, Ersan (2006); “Türkiye’de Yabancı Sermayeli Bankaların Veri Zarflama Yöntemi İle Etkinlik Analizlerinin Yapılması”, Afyon Kocatepe Üniversitesi İİBF Dergisi, 8(2), 53–78.
  • GRİFELL-TATJE, E. and LOVELL, C.A.K (1997); “The Sources of Productivity Change In Spanish Banking”, European Journal of Operational Research, 98(2), 364–380. İNAN, Emre Alpan (2000); “Banka Etkinliğinin Ölçülmesi Ve Düşük Enflasyon Sürecinde Bankacılıkta Etkinlik”, Bankacılar Dergisi, (34), 82–96.
  • JACKSON, P. M. and FETHI, M.D (2000); “Evaluating the Technical Efficiency of Turkish Commercial Banks: An Application of DEA and Tobit Analysis”, [Online] Available at: <Https://Lra.Le.Ac.Uk/Bitstream /2381/369/1/Dpno5.Pdf.> [Accessed 08 June 2012].
  • KARPAT ÇATALBAŞ, Gaye and ATAN, Murat (2005); “Efficiency in Banking and The Effect of Capital Structure Efficiency in Banks”, İktisat İşletme ve Finans, 20(237): 49–62. DOI: 10.3848/Iif.2005.237.2776.
  • KAYA, Abdulkadir and GÜLHAN, Ünal (2010); “Küresel Finansal Krizin İşletmelerin Etkinlik Ve Performans Düzeylerine Etkileri: 2008 Finansal Kriz Örneği”, Ekonometri ve İstatistik e-Dergisi, (11), 61-89.
  • MAUDOS, Joaquin, PASTOR, Jose M., PÉREZ, Francisco and QUESADA, Javier (2002); “Cost and Profit Efficiency in European Banks, Journal of International Financial Markets”, Institutions and Money, 12(1), 33-58.
  • MERCAN, Muhammet and YOLALAN, Reha (2006); “Türk Bankacılık Sisteminde Ölçek Ve Mülkiyet Yapıları İle Finansal Performans İlişkisi”, İMKB Dergisi, 4(15), 1–
  • ONG, Tze San, LIM, Yee Theng and TEH, Boon Heng (2011); “A Comparison on Efficiency of Domestic and Foreign Banks in Malaysia: A DEA Approach”, Business Management Dynamics, 1(4), 33-49.
  • ÖNAL, Yıldırım Beyazıt and SEVİMESER, Nuri Cemhan (2006); “Yabancı Banka Girişlerinin Türk Bankacılık Sistemine Etkileri: Yerli ve Yabancı Bankaların Etkinlik Analizi”, Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, 15(2), 295–312.
  • ÖZBEK, Mehmet Egemen, JESUS, Me de la Garza and KONSTANTINOS, Triantis (2009); “Data Envelopment Analysis as a Decision - Making Tool for Transportation Professionals”, Journal of Transportation Engineering, 135(11), 822-8
  • ÖZER, A., MERYEM, Ö. and ABDULKADIR, K (2010); “Using DEA, Cluster and Tops is in Measuring Businesses Efficiency and Performance: An Application on Is e Businesses”, Atatürk University Journal of Social Science Institution, 14(1), 2332
  • SALIM, Ruhul, HOQUE, Mohammad Ziaul and SUYANTO, S (2010) ; “The Role of Governance, ICT and Bad Loans in Australian Bank Efficiency: An Empirical Study”, The Asia Pacific Journal of Economics & Business, 14(1), 18-36.
  • SATHYE, Milind (1999); “Efficiency of Banks in a Developing Economy: The Case of India”, European Journal of Operational Research”, 148(3), 662-671.
  • SINGH, H., NARESH, K. and VIKRANT, V.S (2012); “Efficiency Measurement of Indian Banking Sector by Using Data Envelopment Analysis”, International Journal of Business and Management Tomorrow, 2(11), 1-14.
  • SUFIAN, Fadzlan (2007); “The Efficiency of Islamic Banking Industry: A Non Parametric Analysis with Non-Discretionary Input Variable”, Islamic Economic Studies, 14(12), 53-78
  • TARKOÇIN, Coşkun and GENÇER, Murat (2010); “Farklı Girdi ve Çıktı Yaklaşımlarının Veri Zarflama Analizi Etkinlik Sonuçlarına Etkisi ve Türk Ticari Bankaları Uygulaması”, Bankacılar Dergisi, 21(72), 19-32.
  • YOLALAN, Reha (1996); “Türk Bankacılık Sektörü İçin Göreli Mali Performans Ölçümü”, TBB Bankacılar Dergisi, (19), 35–40.
  • ZAİM, Osman (1995); “The Effect of Financial Liberalization on The Efficiency of Turkish Commercial Banks”, Applied Financial Economics, 5(4), 257–264. DOI: 1080/758536876.

Türk Bankacılık Sektöründe Etkinlik Analizi

Yıl 2014, Cilt: 7 Sayı: 2, 1 - 15, 01.08.2014

Rüştü Yayar Süleyman Serdar Karaca

Öz

Anahtar Kelimeler

-

Kaynakça

  • ASSAF, A.G., BARROS C.P. and MATOUSEK, R (2011); “Productivity and Efficiency Analysis of Shinkin Banks: Evidence from Bootstrap and Bayesian Approaches, Journal of Banking & Finance”, 35(2), 331–342.
  • ATAN, Murat (2003); “Türkiye Bankacılık Sektöründe Veri Zarflama Analizi İle Bilançoya Dayalı Mali Etkinlik ve Verimlilik Analizi”, Ekonomik Yaklaşım Dergisi, 48(14), 71 – 86.
  • AYDIN, Nurhan, ABDULLAH, Yalama and MUSTAFA, Sayım (2009); “Banking Efficiency In Developing Economy: Empirical Evidence From Turkey”, Journal of Money, Investment and Banking (8), 49-70.
  • AYDOĞAN, K. and APOĞLU, G (1989); “Bankacılık Sisteminde Etkinlik ve Verimlilik: Uluslararası Bir Karşılaştırma”, Ankara: Milli Prodüktivite Merkezi Yayınları, Yayın No: 397.
  • BEHDIOĞLU, Sema and ÖZCAN, Gözde (2009); “Data Envelopment Analysis and an Application in Banking Sector”, Süleyman Demirel University, Journal of Faculty of Economics and Administrative Science, 14(3), 301-326.
  • BUDAK, Hüseyin (2011); “Data Envelopment Analysis and Its Application in Turkish Banking Sector”, Marmara University Journal of Science, 23(3), .95-110.
  • CHEN Yu-Cheng and LIN, Chia Jung (2007); “Empirical Study on the Efficiency Analysis of Australian Banks”, Banks and Bank Systems, 2(4), 38-49.
  • CHEN, X., SKULLY, M. and BROWN, K (2005); “Banking Efficiency in China: An Application Of Dea To Pre - And Post Deregulation Era: 1993-2000”, China Economic Review, 16, 229-245.
  • CHARNES, A., COOPER, W.W. and RHODES, E (1978); “Measuring Efficiency Of Decision Making Units, European Journal Of Operational Research”, 2(6), 4294
  • CAMANHO, A.S. and DYSON, R.G (1999); “Efficiency, Size, Benchmarks And Targets For Bank Branches: An Application Of Data Envelopment Analysis”, Journal of Operational Research Society, 50(9), .903-915.
  • CİNGİ Selçuk and TARIM, Armağan (2000); “Türk Banka Sisteminde Performans Ölçümü: DEA-Malmquist TFP Endeksi Uygulaması”, Ankara: TBB Araştırma Tebliğleri Serisi, 2000–01.
  • ÇOLAK, Ömer Faruk and ALTAN, Şenol (2002); “Toplam Etkinlik Ölçümü: Türkiye’deki Özel Ve Kamu Bankaları İçin Bir Uygulama”, İktisat İşletme ve Finans, (196), .45 –
  • DRAKE, Leigh and HALL, Maximilian J.B (1999); “Efficiency in Japanese Banking: An Empirical Analysis”, Journal of Banking & Finance, 27(5), 891–917.
  • ELEREN, Ali ve ÖZGÜR, Ersan (2006); “Türkiye’de Yabancı Sermayeli Bankaların Veri Zarflama Yöntemi İle Etkinlik Analizlerinin Yapılması”, Afyon Kocatepe Üniversitesi İİBF Dergisi, 8(2), 53–78.
  • GRİFELL-TATJE, E. and LOVELL, C.A.K (1997); “The Sources of Productivity Change In Spanish Banking”, European Journal of Operational Research, 98(2), 364–380. İNAN, Emre Alpan (2000); “Banka Etkinliğinin Ölçülmesi Ve Düşük Enflasyon Sürecinde Bankacılıkta Etkinlik”, Bankacılar Dergisi, (34), 82–96.
  • JACKSON, P. M. and FETHI, M.D (2000); “Evaluating the Technical Efficiency of Turkish Commercial Banks: An Application of DEA and Tobit Analysis”, [Online] Available at: <Https://Lra.Le.Ac.Uk/Bitstream /2381/369/1/Dpno5.Pdf.> [Accessed 08 June 2012].
  • KARPAT ÇATALBAŞ, Gaye and ATAN, Murat (2005); “Efficiency in Banking and The Effect of Capital Structure Efficiency in Banks”, İktisat İşletme ve Finans, 20(237): 49–62. DOI: 10.3848/Iif.2005.237.2776.
  • KAYA, Abdulkadir and GÜLHAN, Ünal (2010); “Küresel Finansal Krizin İşletmelerin Etkinlik Ve Performans Düzeylerine Etkileri: 2008 Finansal Kriz Örneği”, Ekonometri ve İstatistik e-Dergisi, (11), 61-89.
  • MAUDOS, Joaquin, PASTOR, Jose M., PÉREZ, Francisco and QUESADA, Javier (2002); “Cost and Profit Efficiency in European Banks, Journal of International Financial Markets”, Institutions and Money, 12(1), 33-58.
  • MERCAN, Muhammet and YOLALAN, Reha (2006); “Türk Bankacılık Sisteminde Ölçek Ve Mülkiyet Yapıları İle Finansal Performans İlişkisi”, İMKB Dergisi, 4(15), 1–
  • ONG, Tze San, LIM, Yee Theng and TEH, Boon Heng (2011); “A Comparison on Efficiency of Domestic and Foreign Banks in Malaysia: A DEA Approach”, Business Management Dynamics, 1(4), 33-49.
  • ÖNAL, Yıldırım Beyazıt and SEVİMESER, Nuri Cemhan (2006); “Yabancı Banka Girişlerinin Türk Bankacılık Sistemine Etkileri: Yerli ve Yabancı Bankaların Etkinlik Analizi”, Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, 15(2), 295–312.
  • ÖZBEK, Mehmet Egemen, JESUS, Me de la Garza and KONSTANTINOS, Triantis (2009); “Data Envelopment Analysis as a Decision - Making Tool for Transportation Professionals”, Journal of Transportation Engineering, 135(11), 822-8
  • ÖZER, A., MERYEM, Ö. and ABDULKADIR, K (2010); “Using DEA, Cluster and Tops is in Measuring Businesses Efficiency and Performance: An Application on Is e Businesses”, Atatürk University Journal of Social Science Institution, 14(1), 2332
  • SALIM, Ruhul, HOQUE, Mohammad Ziaul and SUYANTO, S (2010) ; “The Role of Governance, ICT and Bad Loans in Australian Bank Efficiency: An Empirical Study”, The Asia Pacific Journal of Economics & Business, 14(1), 18-36.
  • SATHYE, Milind (1999); “Efficiency of Banks in a Developing Economy: The Case of India”, European Journal of Operational Research”, 148(3), 662-671.
  • SINGH, H., NARESH, K. and VIKRANT, V.S (2012); “Efficiency Measurement of Indian Banking Sector by Using Data Envelopment Analysis”, International Journal of Business and Management Tomorrow, 2(11), 1-14.
  • SUFIAN, Fadzlan (2007); “The Efficiency of Islamic Banking Industry: A Non Parametric Analysis with Non-Discretionary Input Variable”, Islamic Economic Studies, 14(12), 53-78
  • TARKOÇIN, Coşkun and GENÇER, Murat (2010); “Farklı Girdi ve Çıktı Yaklaşımlarının Veri Zarflama Analizi Etkinlik Sonuçlarına Etkisi ve Türk Ticari Bankaları Uygulaması”, Bankacılar Dergisi, 21(72), 19-32.
  • YOLALAN, Reha (1996); “Türk Bankacılık Sektörü İçin Göreli Mali Performans Ölçümü”, TBB Bankacılar Dergisi, (19), 35–40.
  • ZAİM, Osman (1995); “The Effect of Financial Liberalization on The Efficiency of Turkish Commercial Banks”, Applied Financial Economics, 5(4), 257–264. DOI: 1080/758536876.
Toplam 31 adet kaynakça vardır.

Ayrıntılar

Birincil Dil Türkçe
Bölüm Makaleler
Yazarlar

Rüştü Yayar Bu kişi benim

Süleyman Serdar Karaca Bu kişi benim

Yayımlanma Tarihi 1 Ağustos 2014
Yayımlandığı Sayı Yıl 2014 Cilt: 7 Sayı: 2

Kaynak Göster

APA Yayar, R., & Karaca, S. S. (2014). Türk Bankacılık Sektöründe Etkinlik Analizi. Niğde Üniversitesi İktisadi Ve İdari Bilimler Fakültesi Dergisi, 7(2), 1-15.
AMA Yayar R, Karaca SS. Türk Bankacılık Sektöründe Etkinlik Analizi. Niğde Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi. Ağustos 2014;7(2):1-15.
Chicago Yayar, Rüştü, ve Süleyman Serdar Karaca. “Türk Bankacılık Sektöründe Etkinlik Analizi”. Niğde Üniversitesi İktisadi Ve İdari Bilimler Fakültesi Dergisi 7, sy. 2 (Ağustos 2014): 1-15.
EndNote Yayar R, Karaca SS (01 Ağustos 2014) Türk Bankacılık Sektöründe Etkinlik Analizi. Niğde Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi 7 2 1–15.
IEEE R. Yayar ve S. S. Karaca, “Türk Bankacılık Sektöründe Etkinlik Analizi”, Niğde Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi, c. 7, sy. 2, ss. 1–15, 2014.
ISNAD Yayar, Rüştü - Karaca, Süleyman Serdar. “Türk Bankacılık Sektöründe Etkinlik Analizi”. Niğde Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi 7/2 (Ağustos 2014), 1-15.
JAMA Yayar R, Karaca SS. Türk Bankacılık Sektöründe Etkinlik Analizi. Niğde Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi. 2014;7:1–15.
MLA Yayar, Rüştü ve Süleyman Serdar Karaca. “Türk Bankacılık Sektöründe Etkinlik Analizi”. Niğde Üniversitesi İktisadi Ve İdari Bilimler Fakültesi Dergisi, c. 7, sy. 2, 2014, ss. 1-15.
Vancouver Yayar R, Karaca SS. Türk Bankacılık Sektöründe Etkinlik Analizi. Niğde Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi. 2014;7(2):1-15.