TY  - JOUR
T1  - EXPLORING THE DRIVERS OF ENTREPRENEURIAL INTENTIONS TO ADOPT ISLAMIC FINANCE IN UZBEKISTAN
TT  - GİRİŞİMCİLERİN İSLAMİ FİNANSMANI BENİMSEME NİYETLERİNİN BELİRLEYİCİLERİ: ÖZBEKİSTAN'DAN KANITLAR
AU  - Zayniddinov, Rukhiddin
AU  - Asadov, Alam
AU  - Yildirim, Ramazan
PY  - 2025
DA  - July
Y2  - 2025
DO  - 10.54860/beyder.1605916
JF  - Bilgi Ekonomisi ve Yönetimi Dergisi
JO  - JKEM
PB  - İbrahim Güran YUMUŞAK
WT  - DergiPark
SN  - 1308-3937
SP  - 29
EP  - 41
VL  - 20
IS  - 1
LA  - en
AB  - Islamic finance in Uzbekistan has expanded through Islamic windows and leasing companies, yet accessibility remains limited. This study examines the key determinants shaping entrepreneurs' intentions to adopt Islamic finance, employing Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze data from an online survey conducted between February and April 2024. The results reveal that business support, perceived behavioral control, awareness and knowledge, and religious obligation all significantly influence Islamic finance adoption. Among these, business support and perceived behavioral control emerge as the strongest predictors, underscoring the importance of institutional backing and financial self-efficacy. These findings highlight the need for targeted financial literacy initiatives, regulatory reforms, and tailored Shari’ah-compliant financial solutions to facilitate broader adoption. The study provides valuable insights for policymakers, financial institutions, and regulators, emphasizing the role of business incentives and financial education in promoting Islamic finance among entrepreneurs.
KW  - Islamic Financial Adoption
KW  - PLS-SEM; Entrepreneurial Intentions
KW  - Business Support
KW  - Perceived Behavioral Control
KW  - Financial Literacy
KW  - Regulatory Framework
KW  - Shari’ah Compliance
N2  - Özbekistan'da İslami finans, İslami pencereler ve leasing şirketleri aracılığıyla genişlemiş olsa da erişilebilirliği sınırlı kalmaktadır. Bu çalışma, girişimcilerin İslami finansı benimseme niyetini şekillendiren temel belirleyicileri incelemekte ve Şubat-Nisan 2024 tarihleri arasında çevrimiçi bir anketle toplanan verileri analiz etmek için Kısmi En Küçük Kareler Yapısal Eşitlik Modellemesi (PLS-SEM) yöntemini kullanmaktadır. Bulgular, işletme desteği, algılanan davranışsal kontrol, farkındalık ve bilgi düzeyi ile dini yükümlülüğün İslami finansın benimsenmesi üzerinde önemli bir etkisi olduğunu göstermektedir. Bunlar arasında işletme desteği ve algılanan davranışsal kontrol en güçlü belirleyiciler olarak öne çıkmakta ve kurumsal destek ile finansal öz-yeterliliğin önemini vurgulamaktadır. Bu sonuçlar, hedefe yönelik finansal okuryazarlık girişimleri, düzenleyici reformlar ve özelleştirilmiş Şeriat uyumlu finansal çözümlere olan ihtiyacı ortaya koymaktadır. Çalışma, işletme teşvikleri ve finansal eğitimin girişimciler arasında İslami finansın yaygınlaştırılmasındaki rolüne dikkat çekerek politika yapıcılar, finans kurumları ve düzenleyiciler için değerli bilgiler sunmaktadır.
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UR  - https://doi.org/10.54860/beyder.1605916
L1  - https://dergipark.org.tr/en/download/article-file/4460851
ER  -