TY  - JOUR
TT  - Universal Banking and Credit Risk: Evidence from Tunisia
AU  - Hakımı, Abdelaziz
AU  - Dkhılı, Hichem
AU  - Khlaıfıa, Wafa
PY  - 2012
DA  - December
JF  - International Journal of Economics and Financial Issues
JO  - IJEFI
PB  - İlhan ÖZTÜRK
WT  - DergiPark
SN  - 2146-4138
SP  - 496
EP  - 504
VL  - 2
IS  - 4
KW  - Universal banks
KW  - Credit risk
KW  - Liquidity
KW  - Competition
KW  - Panel data
KW  - Tunisia
N2  - The aim of this paper is to study the effect of universal banking on the Tunisian banking credit risk. By using a sample of Tunisian banks over the period 1980-2010 and based on the panel data analysis method, results show that the universal banking increases significantly the credit risk. However, the level of competition is positively correlated but not significantly with the dependant variable. For the macro variables, we find that only the GDP exerts a positive and significant effect on the credit risk, but the effect of the inflation variable is not significant.
UR  - https://dergipark.org.tr/en/pub/ijefi/article/351867
L1  - https://dergipark.org.tr/en/download/article-file/362724
ER  -