@article{article_393348, title={Kredi Risk Analizlerinde Diskriminant Analizi, Lojistik Regresyon ve Yapay Sinir Ağlarının Karşılaştırılması}, journal={Maliye ve Finans Yazıları}, volume={1}, pages={91–106}, year={2018}, DOI={10.33203/mfy.393348}, author={Yazıcı, Mehmet}, keywords={Diskriminant Analizi,Lojistik Regresyon,Yapay Sinir Ağı,mali başarısızlık}, abstract={<p class="MsoNormal" style="margin-bottom:.0001pt;text-align:justify;text-indent:35.4pt;line-height:150%;"> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">Bu
çalı </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">manın amacı risk de </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ğ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">erlendirmesinin zor oldu </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ğ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">u KOB </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">İ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">’lerde mali ba </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">arısızlı </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ğ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ın tahmini ile ilgili
olarak alternatif bir yöntem ortaya koymaktır. Bu çalışmada bankalarımızın son
dönemdeki odak noktasını olu </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">turan
ve KOB </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">İ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">’lerle ilgili ba </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">arısızlık tahminlerinde
mali verilerin tek ba </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ına
yeterli olmadı </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ğ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ından
hareketle, daha önce ba </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">arı
ile uygulanmı </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">
olan diskriminant analizi, lojistik regresyon ve yapay sinir a </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ğ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ı yöntemleri ile birer
uygulama yapılarak sonuçlar kar </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ıla </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">tırılmı </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">, iyi ve kötü kredi
ayrımının yapay sinir <b> </b>a </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ğ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ı ile daha ba </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">arılı </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ekilde yapıldı </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ğ </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ı sonucuna ula </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ılmı </span> <span style="font-size:12pt;line-height:150%;font-family:’Times New Roman’, serif;">ş </span> <span style="font-size:12pt;line-heig}, number={109}, publisher={Maliye ve Finans Yazıları Yayıncılık Ltd. Şti.}