TY  - JOUR
TT  - (The Impact of Basel II The Capital Adequacy Directive on the European MortgageMarkets)
AU  - Aksoy, Tamer
PY  - 2006
DA  - January
JF  - Muhasebe ve Finansman Dergisi
PB  - Muhasebe ve Finansman Öğretim Üyeleri Bilim ve Araştırma Derneği
WT  - DergiPark
SN  - 2146-3042
SP  - 91
EP  - 102
IS  - 29
KW  - Basel I-II
KW  - kredi risk ağırlıklandırma
KW  - sermaye gerekliliği
KW  - ipotekli konut finansmanı (mortgage)
N2  - (The Impact of Basel II The Capital Adequacy Directive on the European Mortgage Markets)  Basel II proposed a capital framework consists of three main pillars with special reference to the Minimum Capital Requirements with a minimum capital standard of 8% in addition to the risk-based capital management and risk-based credit pricing. Basel II has some impact upon the capital adequacy and balance-sheets of the banks., European mortgage markets has a method widespread called “on-balance-sheeet securitisation” bearing majority of the risks of mortgage instruments on the balance-sheet. The fall of the risk weighting of the mortgage products under new Basel II rules causes a decrease of minimum capital adequacy and more issued mortgage products.
UR  - https://dergipark.org.tr/en/pub/mufad/issue//395380
L1  - https://dergipark.org.tr/en/download/article-file/425986
ER  -