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Year 2016, Volume: 6 Issue: 4, 1383 - 1391, 01.09.2016

Abstract

Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study

Year 2016, Volume: 6 Issue: 4, 1383 - 1391, 01.09.2016

Abstract

This study is conducted to find out financial performance of Islamic and conventional banks operating in Pakistan for the year 2006-2014. For comparison purpose five Islamic and five similar sized conventional banks have been selected. The comparison has been made on average values of different ratios of both Islamic and conventional banks. The comparison shows that Islamic banks performance has been better in terms of efficiency, return and asset quality. However Islamic banks are struggling in terms of advances, investment, liquidity, deposits and capital as conventional banks performance is better in these areas. Islamic banks are charging higher spread and share of distributable income to depositors is far less as compared to conventional banks. Islamic banks need to focus on fair distribution of profit to its depositors in order to increase its credibility and help in achieving overall Islamic socio economic objectives of justice and equality. Islamic banks should focus on new products development and innovative solutions to meet client’s needs, also Islamic banks needs to strengthen their equity base.

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Details

Other ID JA33AK37YA
Journal Section Research Article
Authors

Shahab Aziz This is me

Maizaitulaidawati Husin This is me

Shujahat Haider Hashmi This is me

Publication Date September 1, 2016
Published in Issue Year 2016 Volume: 6 Issue: 4

Cite

APA Aziz, S., Husin, M., & Hashmi, S. H. (2016). Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. International Journal of Economics and Financial Issues, 6(4), 1383-1391.
AMA Aziz S, Husin M, Hashmi SH. Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. IJEFI. September 2016;6(4):1383-1391.
Chicago Aziz, Shahab, Maizaitulaidawati Husin, and Shujahat Haider Hashmi. “Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study”. International Journal of Economics and Financial Issues 6, no. 4 (September 2016): 1383-91.
EndNote Aziz S, Husin M, Hashmi SH (September 1, 2016) Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. International Journal of Economics and Financial Issues 6 4 1383–1391.
IEEE S. Aziz, M. Husin, and S. H. Hashmi, “Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study”, IJEFI, vol. 6, no. 4, pp. 1383–1391, 2016.
ISNAD Aziz, Shahab et al. “Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study”. International Journal of Economics and Financial Issues 6/4 (September 2016), 1383-1391.
JAMA Aziz S, Husin M, Hashmi SH. Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. IJEFI. 2016;6:1383–1391.
MLA Aziz, Shahab et al. “Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study”. International Journal of Economics and Financial Issues, vol. 6, no. 4, 2016, pp. 1383-91.
Vancouver Aziz S, Husin M, Hashmi SH. Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. IJEFI. 2016;6(4):1383-91.