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Finansal Okuryazarlık Araştırmalarında Uluslararası Yayın Trendlerinin Bibliyometrik Analizi

Year 2021, Volume: 11 Issue: 1, 37 - 48, 31.07.2021

Abstract

Mevcut ekonomik koşullar, finansal bilginin içselleştirilmesini, refah için önemli sonuçların yanı sıra finansal bilgiyi artırmaya yönelik politikaları zorunlu kılmaktadır. Bu nedenle, hızla büyüyen bir ekonomik sistemde finansal okuryazarlığın önemi kaçınılmazdır. Finansal okuryazarlık, bireylerin finansal konulardaki anlayışlarını geliştirmelerine yardımcı olur. Bu durum kişilerin finansal bilgileri işlemesine ve kişisel finans hakkında bilinçli kararlar vermesine olanak tanır. Bu nedenle, bireylerin refahı ile doğrudan ilgilidir.

Buna göre finansal okuryazarlık alanında uluslararası çalışmaların gelişim sürecinin ortaya konulması amaçlanmaktadır. Bu doğrultuda Web of Science (WoS) veri tabanında 2008 küresel finansal krizi temel alınarak 2009-2020 dönemine ait 1855 çalışma incelenmiştir. Çalışma, ilgili alandaki araştırmanın gelişim sürecini değerlendirmek ve literatüre yaptığı katkıları belirlemek amacıyla bibliyometrik bir analiz sunmaktadır.

Analizden elde edilen bulgular, finansal okuryazarlık alanındaki araştırma eğilimlerini, çalışmaların kronolojik gelişimini, ilgili alandaki yayınlarda ülkelerin işbirliğini ve finansal okuryazarlığın temel belirleyicisi olarak görülen değişkenlerin başında gelen değişkenleri ortaya koymaktadır. Öte yandan, bulgular, benimsenen zorluklarla başa çıkma çabasının bir parçası olarak finansal okuryazarlığın nasıl tanımlandığını, sorunsallaştırıldığını ve operasyonel hale getirildiğini göstermektedir.

References

  • Almenberg, J., ve A. Dreber (2011). “Gender, financial literacy and stock market participation”, Working Paper, Stockholm School of Economics, No: 737
  • Almenberg J, Widmark O. (2011). “Numeracy, financial literacy and participation in asset markets”, Available at SSRN: http://ssrn.com/abstract=1756674 [Erişim: 28.02.21].
  • Bibliometrix, https://bibliometrix.org/biblioshiny/assets/player/KeynoteDHTMLPlayer.html#111 (Erişim Tarihi: 21.04.2021)
  • Bhushan, Puneet., Medury, Yajulu. (2013). “Financial Literacy and Its Determinants”, International Journal of Engineering, Business and Enterprise Applications. 4(2). 155-160.
  • Carter EE. (1973). “A simultaneous equation approach to financial planning: comment”, The Journal of Finance. 28. 1035–1038.
  • Christelis, D., T. Jappelli, ve M. Padula (2010). “Cognitive Abilities and Portfolio Choice”, European Economic Review. 54, 18–38.
  • Delavande, Adeline, Susann Rohwedder, and Robert Willis. 2008. “Preparation for Retirement, Financial Literacy and Cognitive Resources.” University of Michigan Retirement Research Center Working Paper 2008-190.
  • Durieux, V., Gevenois, P.A. (2010), “Bibliometric Indicators: Quality Measurements of Scientific Publication”, Radiology, Radiological Society of North America, 255(2). 342-351.
  • Epstein GA (2005), Financialization and the world economy. Cheltenham: Edward Elgar Publishing
  • Finlayson A. (2009), “Financialisation financial literacy and asset-based welfare”, The British Journal of Politics & International Relations, 11:400–21.
  • Fox J, Bartholomae S, Lee J. (2005). “Building the case for financial education”, Journal of Consumer Affairs. 39. 195–214.
  • Friedman, Milton. (1957). A Theory of the Consumption Function. Princeton, Princeton University Press.
  • Froud J, Johal S, Williams K (2002). “Financialisation and the coupon pool”, Capital & Class Conference Socialist Economist, 26(3), 119–151.
  • Garfield, E. (1964), “Science Citation Index: A New Dimension in Indexing”, Science, 144 (3619): 649–654.
  • Hastings, Justine S., Brigitte C. Madrian, and William L. Skimmyhorn. (2012). “Financial Literacy, Financial Education and Economic Outcomes.” National Bureau of Economic Research Working Paper 18412.
  • Hsu, Joanne W. (2011). “Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy.” Indiana State University Networks Financial Institute Working Paper 2011-WP-06.
  • Hulme, E. W. (1923).Statistical Bibliography in Relation to the Growth of Modern Civilization. London.
  • Huston SJ. (2010). “Measuring financial literacy”, Journal of Consumer Affairs. 44. 296–316.
  • Jappelli T. (2010). “Economic literacy: an international comparison”, The Economic Journal. 120. 429–51.
  • Jappelli, Tullio, and Mario Padula. (2013). “Investment in Financial Literacy and Saving Decisions.” Journal of Banking and Finance, 37 (8): 2779–92.
  • Johnson E, Sherraden MS. (2007). “From financial literacy to financial capability among youth”, Journal of Sociology and Social Welfare. 34. 119–46.
  • Lusardi A, Mitchell OS. (2007). “Baby Boomer retirement security: the roles of planning, financial literacy, and housing wealth”, Journal of Monetary Economics. 54. 205–24.
  • Lusardi,Annamaria., Mitchell, Oliva S. (2014). “The Economic Importance of Financial Literacy: The Theory and Evidence”, Journal of Economic Literature. 52(1). 5-44.
  • Lusardi, A., ve O. S. Mitchell (2008). “Planning and Financial Literacy. How Do Women Fare?”, American Economic Review, 98(2), pp. 413–417.
  • Lusardi, A., ve P. Tufano (2009a). “Debt Literacy, Financial Experiences and Overindebtedness”, NBER Working Paper n. 14808.
  • Lusardi, A. ve P. Tufano (2009b). Teach Workers about the Perils of Debt. Harvard Business Review.
  • Lusardi, Annamaria, Pierre-Carl Michaud, and Olivia S. Mitchell. (2013). “Optimal Financial Knowledge and Wealth Inequality.” National Bureau of Economic Research Working Paper 18669.
  • Lyons AC, Chang Y, Scherpf EM. (2006). “Translating financial education into behavior change for low-income populations”, Financial Counseling and Planning. 17. 27–45.
  • Martin R. (2002), The financialization of daily life. Temple University Press, Philadelphia
  • Marin,G,. Merigo, J.M., Popa, Simona . (2018), "Twenty years of the Journal of Knowledge Management: a bibliometric analysis", Journal of Knowledge Management, 22(8), 1655-1687.
  • Modigliani, Franco, and Richard Brumberg. (1954). Utility Analysis and the Consumption Function: An Interpretation of Cross-Section Data. In PostKeynesian Economics (edited by Kenneth K. Kurihara), 388–436. New Brunswick: Rutgers University Press.
  • Mongeon, P., Paul-Hus, Adèle (2016). “The journal coverage of Web of Science and Scopus: a comparative analysis”, Scientometrics, 106: 213–228
  • Oehler A, Werner C. (2008). “Saving for retirement: a case for financial education in Germany and UK? An economic perspective”, Journal of Consumer Policy. 31. 253–83
  • Schreiber, M. (2008). “An Empirical Investigation of the g-index for 26 Physicists in Comparison with the h-index, the A-index, and the R-index”, Journal of the American Society for Information Science and Technology, 59(9), 1513.
  • Van Rooij, M., A. Lusardi, ve R. Alessie (2011). “Financial Literacy and Stock Market Participation”, Journal of Financial Economics. 101(2). 449-472
  • Willis LE. (2009). “Evidence and ideology in assessing the effectiveness of financial literacy education”, San Diego Law Review. 46. 415–58.
  • Yoong, J. (2011). “Financial illiteracy and stock market participation: Evidence from the RAND American Life Panel”. In O. S. Mitchell and A. Lusardi. Financial Literacy: Implications for Retirement Security and the Financial Marketplace. Forthcoming, Oxford University Press.

A Bibliometric Analysis of International Publication Trends in Financial Literacy Research

Year 2021, Volume: 11 Issue: 1, 37 - 48, 31.07.2021

Abstract

Current economic conditions necessitate the internalization of financial information, important implications for prosperity, as well as policies aimed at increasing financial knowledge. Therefore, the importance of financial literacy is inevitable in a rapidly growing economic system. Financial literacy helps individuals improve their understanding of financial issues. It allows these people to process financial information and make informed decisions about personal finance. Hence, it is directly related to the well-being of individuals.

Accordingly, it is aimed to reveal the development process of international studies in the field of financial literacy. For this aim, 1855 studies on the Web of Science (WoS) database for the period of 2009-2020, based on the 2008 global financial crisis, were examined. The study presents a bibliometric analysis in order to evaluate the development process of the research in the relevant field and to determine the contributions made to the literature.

The findings obtained from the analysis reveal the research trends in financial literacy, the chronological development of the studies, the cooperation of countries in the publications in the related field and the leading variables that are seen as the main determinants of financial literacy. On the other hand, the findings are indicative of how financial literacy is defined, problematized and operationalized as part of the effort to cope with the challenges adopted.

References

  • Almenberg, J., ve A. Dreber (2011). “Gender, financial literacy and stock market participation”, Working Paper, Stockholm School of Economics, No: 737
  • Almenberg J, Widmark O. (2011). “Numeracy, financial literacy and participation in asset markets”, Available at SSRN: http://ssrn.com/abstract=1756674 [Erişim: 28.02.21].
  • Bibliometrix, https://bibliometrix.org/biblioshiny/assets/player/KeynoteDHTMLPlayer.html#111 (Erişim Tarihi: 21.04.2021)
  • Bhushan, Puneet., Medury, Yajulu. (2013). “Financial Literacy and Its Determinants”, International Journal of Engineering, Business and Enterprise Applications. 4(2). 155-160.
  • Carter EE. (1973). “A simultaneous equation approach to financial planning: comment”, The Journal of Finance. 28. 1035–1038.
  • Christelis, D., T. Jappelli, ve M. Padula (2010). “Cognitive Abilities and Portfolio Choice”, European Economic Review. 54, 18–38.
  • Delavande, Adeline, Susann Rohwedder, and Robert Willis. 2008. “Preparation for Retirement, Financial Literacy and Cognitive Resources.” University of Michigan Retirement Research Center Working Paper 2008-190.
  • Durieux, V., Gevenois, P.A. (2010), “Bibliometric Indicators: Quality Measurements of Scientific Publication”, Radiology, Radiological Society of North America, 255(2). 342-351.
  • Epstein GA (2005), Financialization and the world economy. Cheltenham: Edward Elgar Publishing
  • Finlayson A. (2009), “Financialisation financial literacy and asset-based welfare”, The British Journal of Politics & International Relations, 11:400–21.
  • Fox J, Bartholomae S, Lee J. (2005). “Building the case for financial education”, Journal of Consumer Affairs. 39. 195–214.
  • Friedman, Milton. (1957). A Theory of the Consumption Function. Princeton, Princeton University Press.
  • Froud J, Johal S, Williams K (2002). “Financialisation and the coupon pool”, Capital & Class Conference Socialist Economist, 26(3), 119–151.
  • Garfield, E. (1964), “Science Citation Index: A New Dimension in Indexing”, Science, 144 (3619): 649–654.
  • Hastings, Justine S., Brigitte C. Madrian, and William L. Skimmyhorn. (2012). “Financial Literacy, Financial Education and Economic Outcomes.” National Bureau of Economic Research Working Paper 18412.
  • Hsu, Joanne W. (2011). “Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy.” Indiana State University Networks Financial Institute Working Paper 2011-WP-06.
  • Hulme, E. W. (1923).Statistical Bibliography in Relation to the Growth of Modern Civilization. London.
  • Huston SJ. (2010). “Measuring financial literacy”, Journal of Consumer Affairs. 44. 296–316.
  • Jappelli T. (2010). “Economic literacy: an international comparison”, The Economic Journal. 120. 429–51.
  • Jappelli, Tullio, and Mario Padula. (2013). “Investment in Financial Literacy and Saving Decisions.” Journal of Banking and Finance, 37 (8): 2779–92.
  • Johnson E, Sherraden MS. (2007). “From financial literacy to financial capability among youth”, Journal of Sociology and Social Welfare. 34. 119–46.
  • Lusardi A, Mitchell OS. (2007). “Baby Boomer retirement security: the roles of planning, financial literacy, and housing wealth”, Journal of Monetary Economics. 54. 205–24.
  • Lusardi,Annamaria., Mitchell, Oliva S. (2014). “The Economic Importance of Financial Literacy: The Theory and Evidence”, Journal of Economic Literature. 52(1). 5-44.
  • Lusardi, A., ve O. S. Mitchell (2008). “Planning and Financial Literacy. How Do Women Fare?”, American Economic Review, 98(2), pp. 413–417.
  • Lusardi, A., ve P. Tufano (2009a). “Debt Literacy, Financial Experiences and Overindebtedness”, NBER Working Paper n. 14808.
  • Lusardi, A. ve P. Tufano (2009b). Teach Workers about the Perils of Debt. Harvard Business Review.
  • Lusardi, Annamaria, Pierre-Carl Michaud, and Olivia S. Mitchell. (2013). “Optimal Financial Knowledge and Wealth Inequality.” National Bureau of Economic Research Working Paper 18669.
  • Lyons AC, Chang Y, Scherpf EM. (2006). “Translating financial education into behavior change for low-income populations”, Financial Counseling and Planning. 17. 27–45.
  • Martin R. (2002), The financialization of daily life. Temple University Press, Philadelphia
  • Marin,G,. Merigo, J.M., Popa, Simona . (2018), "Twenty years of the Journal of Knowledge Management: a bibliometric analysis", Journal of Knowledge Management, 22(8), 1655-1687.
  • Modigliani, Franco, and Richard Brumberg. (1954). Utility Analysis and the Consumption Function: An Interpretation of Cross-Section Data. In PostKeynesian Economics (edited by Kenneth K. Kurihara), 388–436. New Brunswick: Rutgers University Press.
  • Mongeon, P., Paul-Hus, Adèle (2016). “The journal coverage of Web of Science and Scopus: a comparative analysis”, Scientometrics, 106: 213–228
  • Oehler A, Werner C. (2008). “Saving for retirement: a case for financial education in Germany and UK? An economic perspective”, Journal of Consumer Policy. 31. 253–83
  • Schreiber, M. (2008). “An Empirical Investigation of the g-index for 26 Physicists in Comparison with the h-index, the A-index, and the R-index”, Journal of the American Society for Information Science and Technology, 59(9), 1513.
  • Van Rooij, M., A. Lusardi, ve R. Alessie (2011). “Financial Literacy and Stock Market Participation”, Journal of Financial Economics. 101(2). 449-472
  • Willis LE. (2009). “Evidence and ideology in assessing the effectiveness of financial literacy education”, San Diego Law Review. 46. 415–58.
  • Yoong, J. (2011). “Financial illiteracy and stock market participation: Evidence from the RAND American Life Panel”. In O. S. Mitchell and A. Lusardi. Financial Literacy: Implications for Retirement Security and the Financial Marketplace. Forthcoming, Oxford University Press.
There are 37 citations in total.

Details

Primary Language Turkish
Subjects Economics
Journal Section Research Articles
Authors

Ferhat Orman 0000-0002-7063-7598

Tuğçe Acar This is me 0000-0001-9223-0089

Publication Date July 31, 2021
Published in Issue Year 2021 Volume: 11 Issue: 1

Cite

APA Orman, F., & Acar, T. (2021). Finansal Okuryazarlık Araştırmalarında Uluslararası Yayın Trendlerinin Bibliyometrik Analizi. İstatistik Araştırma Dergisi, 11(1), 37-48.