Do Financial Literacy and Financial Well-Being Change as a Result of Training? An Empirical Study on Finance and Banking Undergraduate Program Students

Year 2024, Volume: 27 Issue: 2, 696 - 708, 29.11.2024

Soner Akkoç , Hasan Hüseyin Yıldırım , Ayşe Nur Buyruk Akbaba , Aysegul Kutbay

https://doi.org/10.29249/selcuksbmyd.1526240

Abstract

The aim of the study is to measure the financial literacy, financial stress and financial well-being levels of students studying in the Finance and Banking Department of Burhaniye Faculty of Applied Sciences, Balikesir University. It is also investigated whether there is a significant difference in financial literacy, financial stress and financial well-being according to the level of the financial education received in terms of class. In this context, the survey link prepared in the internet environment was delivered to the classes via the teams application and filled by 189 volunteer students. The analyses were conducted in the SPSS 17 package program. Correlation, Tukey HSD test, Bonferroni test, differences between classes and groups and hypothesis testing were conducted in the analyses. According to the analysis results obtained, it was seen that the financial knowledge of first-year students was lower than other classes and they felt more stressed. In addition, another outcome of the study is that individuals do not feel financially well as financial knowledge increases.

Keywords

Financial Knowledge, Financial Behaviour, Financial Attitude, Financial Stress, Financial Well-Being

Finansal Okuryazarlık ve Finansal İyi Olma Hali Alınan Eğitimler Sonucunda Değişir mi? Finans ve Bankacılık Lisans Programı Öğrencileri Üzerine Ampirik Bir Çalışma

Abstract

Çalışmanın amacı, Balıkesir Üniversitesi Burhaniye Uygulamalı Bilimler Fakültesi Finans ve Bankacılık bölümünde öğrenim gören öğrencilerin finansal okuryazarlık, finansal stres ve finansal iyi olma seviyelerini ölçmektir. Ayrıca alınan finans eğitiminin sınıf düzeyine göre finansal okuryazarlık, finansal stres ve finansal iyi olma hali açısından anlamlı bir fark olup olmadığı araştırılmaktadır. Bu bağlamda internet ortamında hazırlanmış anket linki sınıflara teams uygulaması üzerinden ulaştırılmış ve gönüllü 189 öğrenci tarafından doldurulmuştur. Analizler SPSS 17 paket programında yapılmıştır. Analizlerde korelasyon, Tukey HSD test, Bonferroni test, sınıflar ve gruplar arası farklılıkları ve hipotez testi yapılmıştır. Elde edilen analiz sonuçlarına göre birinci sınıf öğrencilerinin finansal bilgilerinin diğer sınıflara göre düşük olduğu ve kendilerini daha fazla stresli hissettikleri görülmüştür. Ayrıca finansal bilgi arttıkça bireylerin kendini finansal yönden iyi hissetmedikleri de araştırmanın bir diğer çıktısıdır.

Keywords

Finansal Bilgi, Finansal Davranış, Finansal Tutum, Finansal Stres, Finansal İyi Olma Hali

Ethical Statement

BALIKESİR ÜNİVERSİTESİ SOSYAL VE BEŞERÎ BİLİMLER ARAŞTIRMALARI ETİK KURULU TARAFINDAN 27.06.2024 TARİHİNDE ETİK ONAYI VERİLMİŞTİR.

Supporting Institution

Balıkesir Üniversitesi BAP birimi

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