A LITERATURE REVIEW FOR EXPERIMENTAL STUDIES OF BANK RUNS / Banka Hücumlarına İlişkin Deneysel Çalışmalara Ait Bir Literatür Taraması

Year 2020, Volume: 4 Issue: 1, 141 - 152, 30.04.2020

Elmas Yaldiz Hanedar

https://doi.org/10.29216/ueip.660109

Abstract

2007-2008
küresel finansal krizi boyunca ve sonrasında farklı batı ülkelerinde yaşanan ve
eski hayaletin uyanması olarak da değerlendirilebilen banka hücumlarının
görülmesi ile bu banka hücumlarının oluşumu ve bunları etkileyen temel
faktörler için yapılan çalışmalara duyulan ihtiyaç artmıştır. Küresel finansal
krizden önce, banka hücumları hakkında sadece iki adet deneysel araştırma vardı.
Bankacılık ve finans alanında deneysel yöntemlerin popülerleşmesi ve son
küresel finansal krizin sonucu olarak bu alandaki makale sayısı son on yılda hızla
artmıştır. Bu makale, banka hücumları ile ilgili deneysel araştırmaları analiz
ederek bu alana ilişkin bir literatür taraması yapmaktadır. Literatür
taramasının sonuçları, iki yol ayrımını ortaya koymaktadır. Literatürdeki
çalışmaların bir kolu, psikolojik faktörler dikkate alınarak konuya daha
bireysel bir düzeyde yaklaşırken, diğer makaleler çoğunlukla bulaşıcılık
etkileri gibi banka faaliyetlerinin makro etkileriyle ilgilenmektedirler.

Keywords

Bank Runs, Depositor Game, Experimental Finance, Game Theory, Financial Crises

A LITERATURE REVIEW FOR EXPERIMENTAL STUDIES OF BANK RUNS / Banka Hücumlarına İlişkin Deneysel Çalışmalara Ait Bir Literatür Taraması

Abstract

With the bank runs experienced in
different western countries during and after the 2007-2008 global financial
crisis, bank run phenomena can be seen as the awakening of a ghost in financial
markets, which is a definite call for research for the fundamental factors that
derive bank runs. Prior to the global financial crisis there were only two
experimental researches of bank runs. Parallel with the experimental methods being
popular in finance and the latest global financial crisis, the number of papers
in the field has risen sharply. This paper reviews the state of art for the
experimental researches of bank runs. The results of the literature review
indicate that some papers are approaching to the issue in a more individual
level by taking into account psychological factors, while other papers are
mostly interested in macro impacts of bank runs, such as contagion effects.

Keywords

Banka Hücumları, Mevduat Oyunu, Deneysel Finans, Oyun Teorisi, Finansal Krizler

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