Year 2015, Volume 2, Issue 1, Pages 99 - 114 2015-03-29

ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA

Edwin Agwu [1]

694 2135

There is ample evidence that the external environment has always thrown challenges even to the best business organisation. And the various stories from around the world of business give credence to these challenges. Today, as always, the increasing speed and scale of changes, which has become part of every business cycle, means threats and opportunities arise faster and more often. As rising competitive intensity forces even the best businesses to return to basics, the old adage that past successes has never guaranteed future success is never truer than now. This study investigated and analysed the factors affecting the adoption of internet banking services in Nigeria. The objectives, among others, were to explore the reasons for the usage ad non-usage of internet banking services in the Nigerian. The theoretical model utilised was the Technological Acceptance Model (TAM), a model which have been used to explain consumers’ intention to use a technology. Subjects for the study were bank managers, bank customers and students. The study found all the beliefs especially security, privacy and infrastructures to be significant factors affecting the adoption of internet banking services in Nigeria. The deduction from the findings was that for internet banking to assume a developmental dimension in Nigeria and for the country to be fully integrated and respected in the global financial environment, the prevalent level of frauds in Nigeria (and among Nigerians) must be addressed.

Internet banking, business, marketing, Strategy,
Journal Section Articles
Authors

Author: Edwin Agwu

Bibtex @ { rjbm360918, journal = {Research Journal of Business and Management}, issn = {}, eissn = {2148-6689}, address = {PressAcademia}, year = {2015}, volume = {2}, pages = {99 - 114}, doi = {}, title = {ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA}, key = {cite}, author = {Agwu, Edwin} }
APA Agwu, E . (2015). ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA. Research Journal of Business and Management, 2 (1), 99-114. Retrieved from http://dergipark.org.tr/rjbm/issue/32455/360918
MLA Agwu, E . "ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA". Research Journal of Business and Management 2 (2015): 99-114 <http://dergipark.org.tr/rjbm/issue/32455/360918>
Chicago Agwu, E . "ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA". Research Journal of Business and Management 2 (2015): 99-114
RIS TY - JOUR T1 - ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA AU - Edwin Agwu Y1 - 2015 PY - 2015 N1 - DO - T2 - Research Journal of Business and Management JF - Journal JO - JOR SP - 99 EP - 114 VL - 2 IS - 1 SN - -2148-6689 M3 - UR - Y2 - 2019 ER -
EndNote %0 Research Journal of Business and Management ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA %A Edwin Agwu %T ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA %D 2015 %J Research Journal of Business and Management %P -2148-6689 %V 2 %N 1 %R %U
ISNAD Agwu, Edwin . "ANALYSIS OF OBSTACLES TO UPTAKE OF INTERNET BANKING SERVICES IN NIGERIA". Research Journal of Business and Management 2 / 1 (March 2015): 99-114.