SÜRDÜRÜLEBİLİR KALKINMA HEDEFLERİNİ BAŞARMADA FİNANSAL TEKNOLOJİLER LOKOMOTİF GÖREVİ GÖREBİLİR Mİ?

Yıl 2023, Cilt: 24 Sayı: 4, 1 - 23, 27.12.2023

Seda Canikli

https://doi.org/10.53443/anadoluibfd.1172667

Öz

21. Yüzyılın en büyük sorunlarından biri olan iklim değişikliğine karşı insanlık şimdiye kadar hiç karşılaşmadığı kadar zor bir sınavdan geçmektedir. Bu sınavda aktif çaba gösterebilmek adına birtakım konferanslar düzenlenmekte, önemli ve bağlayıcı kararlar alınmakta ve bunları gerçekleştirebilmek için çeşitli uygulamalar ortaya konmaktadır. Bu çabaların en önemlilerinden birisi de iklim değişikliğinin çevresel, ekonomik ve de sosyal etkilerini azaltmak amacıyla Birleşmiş Milletler tarafından ilan edilen Sürdürülebilir Kalkınma Hedefleri (SKH)’dir. Ancak bu hedefleri gerçekleştirebilmek için büyük miktarda finansal kaynağa ihtiyaç duyulmaktadır. Özellikle az gelişmiş ve gelişmekte olan ülkelerde söz konusu finansal kaynağa duyulan ihtiyaç giderek artmaktadır. Bu çalışma, teknolojik yenilik ve gelişmelerin finansal sisteme entegrasyonunu ifade eden Finansal Teknolojiler (FinTech) kavramının söz konusu kalkınma hedeflerini gerçekleştirmede üstlenmiş olduğu aktif rolü ortaya koymayı amaçlamaktadır. Planlanan projelerin hayata geçirilmesinde çeşitli FinTech uygulamalarının sağlayacağı katkı, yapılmış akademik çalışmalarla ve hâlihazırda var olan örnekler ile vurgulanarak tespit edilmeye çalışılacaktır.

Anahtar Kelimeler

Finansal Teknolojiler (FinTech), Sürdürülebilir Kalkınma Hedefleri, İklim Değişikliği

CAN FINANCIAL TECHNOLOGIES BE THE LOCOMOTIVE IN ACHIEVING THE SUSTAINABLE DEVELOPMENT GOALS?

Öz

Against climate change, one of the biggest problems of the 21st century, humanity is going through a more difficult test than it has ever faced. In order to make active effort in this exam, numerous conferences are organized, important and binding decisions are made and various practices are put forward to carry them out. One of the most important of these initiatives is the Sustainable Development Goals (SDGs) by the UN to reduce the environmental, economic and social impacts of climate change. However financial resources are required to achieve these goals. The demand for this financial resource is increasing particularly in developing and least developed countries. This study aims to reveal the role of Financial Technologies (FinTech) in achieving these development goals. The contribution of various FinTech applications in the implementation of the planned projects will be tried to be determined by emphasizing the academic studies and existing examples.

Anahtar Kelimeler

Financial Technologies (FinTech), Sustainable Development Goals, Climate Change

Kaynakça

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