İSLAMİ BANKACILIK SEKTÖRÜNDE LİKİDİTE RİSKİ UNSURLARINI BELİRLEYEN ESASLAR

Yıl 2018, Cilt: 10 Sayı: 18, 90 - 119, 30.05.2018

Mehmet Çanakcı Halil Tunalı

https://doi.org/10.20990/kilisiibfakademik.428617

Cited By: 4

Öz

1980’li yıllar sonrası küresel finans sistemi içerisinde yaşanan; ticaret
ve teknolojiye bağlı gelişmeler, asimetrik bilgi, kârlılığa endeksli
sürdürülebilirlik ve işlevsellik gibi buna benzer gelişen bir takım küresel
zorluklar, gelinen noktada bankacılık sisteminde islami bankacılığın pazarını
büyütmüştür. Büyümeye bağlı olarak da uluslararası otoritelerin tavsiye ve
düzenleyici kararlarının olması, finansal risk yönetiminde likidite riskinin
önemli bir unsur olduğunu literatürde uzun süredir vurgulanmaktadır. Bu
çalışmada islami bankacılık sektöründe faaliyet gösteren bankaların likidite
riski üzerinde etkisi olan unsurları ve bu etkinin ölçülmesini konu alan bir
literatür taramasına yer verilmiştir. Çalışmada öncelikli olarak İslami
bankacılıkta finansal riskler kavramına açıklık getirilerek uluslararası
kuruluşların risk yönetimine dair kararları genel olarak incelenmiştir.
Çalışmada ikinci olarak likidite riskinin ölçülmesine yönelik belirleyicilerine
ve standartlara yer verilmiştir. Çalışmada üçüncü olarak islami bankacılık ve
likidite riski etkisi arasındaki ilişki özetlenmiştir. Bu çalışma islami
bankacılık alanında temel teorik ve ampirik çalışmaları kapsayacak şekilde
yapılmıştır. Ampirik çalışmaları ele alan literatür, ülke banka örneklemleri
bakımından incelenmiştir. Çalışmanın likidite risk yönetimi alanında bu
konularla ilgilenen araştırmacılara, farklı yöntemlerden elde edilen bulguların
karşılaştırılabilmesi bakımından faydalı olabileceği düşünülmektedir.

Anahtar Kelimeler

İslami Bankacılık, Bankacılıkta Likidite Riski, Likidite Riski Belirleyicileri

Kaynakça

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