Performance Assessment In Banking Sector Th rough Analitical Hierarchy Process: Th e Case Of Public Banks, Private Commercial Banks And Participation Banks

Year 2015, Volume: 4 Issue: 1, 5 - 22, 01.06.2015

Recep Tekçam

Abstract

In banking sector, where there is a severe competition, stakeholders
of the banks (investors, customers, employees, partners, regulatory
institutions etc.) pay great attention to performance of the bank
when they choose to put their money. Accordingly, it is important to
assess performance of the banks and to determine the criteria that
may improve the performance of these institutions.
In this study, performance analysis has been made with reference to
fi nancial statements of the years between 2009/12-2013/12 belonging to the public, private commercial (fi rst four private commercial banks according size of assets ranking) and participation
banks operating in Turkey; as well as some fi nancial ratios from
those statements. With the aim of assessing performance of the
banks, Analytical Hierarchy Process approach has been used. Multivariate discriminant analysis model and discriminant function
created by Altman have also been used for performance assessment.
According to the results of the study, it has been concluded that that
Vakıfl ar Bankası among the public banks; Akbank among the private commercial banks; and Kuveyt Türk among the participation
banks have the highest performance compared to their competitors.

Keywords

Analytical hierarchy process, performance assessment, public banks, participation banks, commercial banks

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