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Year 2013, Volume: 2 Issue: 1-2, 41 - 55, 01.06.2013

Abstract

References

  • Abadi, I.N.K.; Esmaeel, S. and Mirjafari, E., 2011. Credit Risk Management and Analy- sis in an Iranian Bank. World Academy of Science, Engineering and Technology, 54, pp. 981-985.
  • Bank for International Settlements, 2000. Principles for the Management of Credit Risk. Bank for International Settlement Working Paper Series, Basel Committee on Banking Supervision (BCBS), Basel, Switzerland.
  • Bank Indonesia (2011a). “Banking Regulation Number 13/23/PBI/2011 on the Appli- cation of credit risk management for Islamic Banks and Islamic Banking Units”, Jakarta, Indonesia. Available at: <URL: http://www.bi.go.id/> [Accessed August 2nd, 2012].
  • Bank Indonesia (2011b). “Banking Regulation Number 13/1/PBI/2011 on Valuing the Quality of Asset Management of the Islamic Banks”, Jakarta, Indonesia. Available at: <URL: http://www.bi.go.id/> [Accessed September 20th, 2012].
  • Bank Indonesia, 2009. “Banking Regulation of the Board of Governor Number 11/8/ PDG/2009 on Banking Supervision Based on Risk”. Jakarta, Indonesia. Available at: <URL: http://www.bi.go.id/> [Accessed June 12th, 2012].
  • Dam, D.L., 2010. Evaluation of Credit Risk Management Policies and Practies in a Viet- namese Joint-Stock Commercial Bank’s Transaction. Vasa Yrkes Hogskola University of Applied Sciences, Finland.
  • Greuning, H. V., and Iqbal, Z., 2008. Risk Analysis for Islamic Banks. Washington, DC: World Bank.
  • Islamic Financial Services Board, 2009. Guiding Principles on Shariah Governance Sys- tem for Institution Offering Islamic Financial Services. Kuala Lumpur. Available at: <URL: http://www.ifsb.org/> Access Date: September 20th, 2012.
  • Richard, E., Chijoriga, M., Kaijage, E., Peterson, C., and Bohman H., 2008. “Credit Risk Management System of a Commercial Bank in Tanzania”. International Journal of Emerging Market, 3 (3), pp. 323-332.
  • Rivai, V and Arifin, A., 2010. Islamic Banking: Theory, Concep and Application. Jakarta: PT. Bumi Aksara.
  • Santomero, A. M., 1997. Commercial Bank Risk Management: an Analysis of the Process. Financial Institutions Center Working Paper, The Wharton Financial Institutions Center, The University of Pennsilvanya.
  • Shtayyeh, S. and Piot, W., 2008. Introduction to Islamic Finance: Its Concepts, Model, Growth and Opportunities. Luxemburg: PricewaterhouseCoopers.

Credit Risk Management in Indonesian Islamic Banking

Year 2013, Volume: 2 Issue: 1-2, 41 - 55, 01.06.2013

Abstract

This research aims to analyze credit risk management in the Indonesia Islamic banking industry. Primarily, the credit risk management is related to policies and procedures, credit risk management activities and credit risk controling or mitigating. Research constructed by weighting a number of indicators that reflect credit risk management activities in Islamic banking. The final results of the research are index of credit risk management of the Indonesia Islamic banking industry and indices of credit risk management in the Islamic banking industry. The Index is counted by the method of scoring with the maximum score of 100 and the industrial index is obtained by combining of each Islamic bank through the calculation of weighted average of individual share of financing. Based on the analysis of primary and secondary data, the index of credit risk management of the Islamic banking industry and index aspects of credit risk management, the index of the Indonesia Islamic banking industry come up to a good criterion. Improving the Quality of credit risk management, can be proceded by bank management by improving risk management aspects which have not been adequately assessed. Moreover, improving the quality of credit risk management by the authority of Islamic banking can be pursued by formulating the banking regulations

References

  • Abadi, I.N.K.; Esmaeel, S. and Mirjafari, E., 2011. Credit Risk Management and Analy- sis in an Iranian Bank. World Academy of Science, Engineering and Technology, 54, pp. 981-985.
  • Bank for International Settlements, 2000. Principles for the Management of Credit Risk. Bank for International Settlement Working Paper Series, Basel Committee on Banking Supervision (BCBS), Basel, Switzerland.
  • Bank Indonesia (2011a). “Banking Regulation Number 13/23/PBI/2011 on the Appli- cation of credit risk management for Islamic Banks and Islamic Banking Units”, Jakarta, Indonesia. Available at: <URL: http://www.bi.go.id/> [Accessed August 2nd, 2012].
  • Bank Indonesia (2011b). “Banking Regulation Number 13/1/PBI/2011 on Valuing the Quality of Asset Management of the Islamic Banks”, Jakarta, Indonesia. Available at: <URL: http://www.bi.go.id/> [Accessed September 20th, 2012].
  • Bank Indonesia, 2009. “Banking Regulation of the Board of Governor Number 11/8/ PDG/2009 on Banking Supervision Based on Risk”. Jakarta, Indonesia. Available at: <URL: http://www.bi.go.id/> [Accessed June 12th, 2012].
  • Dam, D.L., 2010. Evaluation of Credit Risk Management Policies and Practies in a Viet- namese Joint-Stock Commercial Bank’s Transaction. Vasa Yrkes Hogskola University of Applied Sciences, Finland.
  • Greuning, H. V., and Iqbal, Z., 2008. Risk Analysis for Islamic Banks. Washington, DC: World Bank.
  • Islamic Financial Services Board, 2009. Guiding Principles on Shariah Governance Sys- tem for Institution Offering Islamic Financial Services. Kuala Lumpur. Available at: <URL: http://www.ifsb.org/> Access Date: September 20th, 2012.
  • Richard, E., Chijoriga, M., Kaijage, E., Peterson, C., and Bohman H., 2008. “Credit Risk Management System of a Commercial Bank in Tanzania”. International Journal of Emerging Market, 3 (3), pp. 323-332.
  • Rivai, V and Arifin, A., 2010. Islamic Banking: Theory, Concep and Application. Jakarta: PT. Bumi Aksara.
  • Santomero, A. M., 1997. Commercial Bank Risk Management: an Analysis of the Process. Financial Institutions Center Working Paper, The Wharton Financial Institutions Center, The University of Pennsilvanya.
  • Shtayyeh, S. and Piot, W., 2008. Introduction to Islamic Finance: Its Concepts, Model, Growth and Opportunities. Luxemburg: PricewaterhouseCoopers.
There are 12 citations in total.

Details

Other ID JA94BN53MS
Journal Section Research Article
Authors

Agus Chusaini This is me

Rifki Ismal This is me

Publication Date June 1, 2013
Published in Issue Year 2013 Volume: 2 Issue: 1-2

Cite

APA Chusaini, A., & Ismal, R. (2013). Credit Risk Management in Indonesian Islamic Banking. Afro Eurasian Studies, 2(1-2), 41-55.

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