RIBA (USURY); A TOOL THAT SHOULD BE CARVED OUT OF FINANCIAL TRANSACTIONS

Abstract

Riba has been major driving force surrounding the conventional financial system of most economies especially the western economies and even economies that practice dual financial system are still not left out. This study seeks to examine riba and why it should be carved out of financial transactions. The study reveals that the no religion permits the consumption of riba in whatever form and concluded that the continuous consumption of riba will impoverish the economies of the world and even the welfare of citizens will not be left out because it is a tool that does not work in increasing utility.

Keywords: riba (usury), fiqh riba al-duyun (debt usury), riba-al-buyu" (trade usury), intrinsic utility, discount rate

RİBA (FAİZ); FİNANSAL İŞLEMLERDEN ÇIKARILMASI GEREKEN BİR ARAÇ

Abstract

Özellikle Batı ekonomilerinde olmak üzere pek çok ekonominin geleneksel finansal sisteminde faiz ana sürükleyici kuvvettir ve bu durum çift finansal sistemi uygulayan ülkelerde bile geçerlidir. Bu makale, faizi ve onun neden finansal sistemden çıkarılması gerektiğini incelemektedir. Hiçbir dinin hangi biçimde olursa olsun faizin tüketilmesine izin vermediği, sürekli faiz tüketiminin dünya ekonomilerini fakirleştireceği ve artan fayda sağlamadığından dolayı vatandaşların refahını azaltacağı sonucuna varılmıştır. 

Anahtar Kelimeler: riba (faiz), borç faizi, ticaret faizi, dâhili fayda, indirim oranı    

Keywords

• riba (faiz), borç faizi, ticaret faizi, dâhili fayda, indirim oranı

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