Katılım Bankacılığının Fon Kullandırma İşlemlerinin İstihdam Üzerine Etkilerinin Analizi: 2010:01- 2019:11

Year 2021, Issue: 26, 64 - 103, 30.04.2021

Nihat Altuntepe

Abstract

Bu çalışmada 2010:01 ile 2019:11 dönemi için aylık verilere dayanılarak İslam Katılım Bankacılığı’nın fon kullandırma işlemlerinin istihdama olan etkisi analiz edilmiştir. Çalışmada çözüm; Greatl programında Vektör Otoregresif Modeller VAR ile gerçekleştirilmiştir. Çalışma için oluşturulan modelde bağımlı değişken toplam istihdam N , bağımsız değişkenler; katılım bankaları Özel Sektör Kredileri PSC , Hanehalkı Kredileri HNK ve Toplam Kredilerden TPLK oluşmaktadır. Çalışmada ekonometrik model olarak çift logaritmik model kullanılmıştır. Analizlerin çözümü Greatl programında gerçekleştirilmiştir. Analizde ADF Birim-Kök Testi, gecikme uzunluğu, Eşbütünleşme Testi, Etki–Tepki Analizi, Varyans Ayrıştırması ve Birim Çembere Göre Var Ters Kökleri testleri yapılmıştır. Çalışmanın sonucunda; PSC ile N arasında uzun dönemde negatif yönlü bir ilişki olduğu, kısa dönemde ise iki değişken arasında herhangi bir ilişkinin olmadığı, HNK ile N arasında kısa dönemde pozitif yönlü bir ilişki olduğu, uzun dönemde ise iki değişken arasında herhangi bir ilişkinin olmadığı, TPLK ile N arasında uzun dönemde pozitif yönlü bir ilişki olduğu, kısa dönemde iki değişken arasında bir ilişkinin olmadığı tespit edilmiştir.

Keywords

İslami Bankacılık, Katılım Bankacılığı, Geleneksel Bankacılık, İstihdam, VAR.

Analysis of The Impact of Fund Transactions on Employment in Participation Banking: 2010:01- 2019:11

Abstract

In this study, based on monthly data for the period 2010: 01 and 2019: 11, the effect of Islamic Participation Banking usage of funds on employment was analyzed. Solution in the study was realized with Vector Autoregressive Models VAR in Greatl program. In the model created for the study, dependent variable is total employment N , and independent variables are; private sector loans PSC of participation banks, household loans HNK and total loans TPLK . In the study, double logarithmic model was used as the econometric model. The solution of the analysis was carried out in the Greatl program. In the analysis, ADF Unit-Root Test, delay length, Cointegration Test, Effect-Response Analysis, Variance Decomposition and Variance Reverse Roots Tests per Unit Circle were used. Result of the study suggests that; there is a negative relationship between PSC and N in the long term, there is no relationship between the two variables in the short term, there is a positive relationship between the HNK and N in the short term, there is no relationship between the two variables in the long term, between TPLK and N. It is also determined that there is a positive relationship in the long run and there is no relationship between the two variables in the short run.

Keywords

Keywords: İslamic Banking, Participation Banking, Conventional Banking

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