Liberalization of Financial Services and Performance of Commercial Banks in Algeria: An Empirical Study (1998 – 2012)

Year 2015, Volume: 5 Issue: 4, 889 - 896, 01.12.2015

Rachida Benahmed-daho Abdelnacer Bouteldja Ali Bendob

https://izlik.org/JA49AZ22NJ

Abstract

The banking system is facing deep and varied challenges due to financial openness and bank liberalization (LIB) which both call for the removal of
all restrictions and barriers on banking activities, as well as for a competition between foreign and local banks, which has increased in recent years.
The aim of this paper is to investigate the impact of financial LIB on banking efficiency in Algeria. Using three varieties of a panel data regression
model on a sample of 10 Algerian commercial banks (public and private) for the period during 1998-2012. Our results show a negative and significant
impact of financial LIB on Algerian banking performance during the period studied

Keywords

financial liberalization , Algerian commercial banks , performance , panel data.