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Exploring Factors that Contribute to Individual Indebtedness among Young Muslims

Year 2016, Volume: 6 Issue: 7, 320 - 328, 01.10.2016

Zairani Zainol Zulkiflee Daud Aini Nur Hajjar Khairol Nizam Rosemaliza Abd Rashid Nursiha Alias

https://izlik.org/JA35RK25HH

Abstract

This research was aimed at exploring the factors that contribute to individual indebtedness among young Muslims. A total of 350 questionnaires were distributed to the target group within the age range of 25 and 45 years old who are facing debt problems and undergoing financial counselling from AKPK in the Northern region of Malaysia, which encompasses the states of Perak, Pulau Pinang and Kedah/Perlis. Of the 350 questionnaires distributed, 149 were usable as the level of debt of the respondents was 40% and above of the total monthly income. The results revealed that the factors contribute to individual indebtedness are personality extraversion, personality neuroticism, lifestyle impulsive buying, purchasing for lifestyle, parental guidance, religious practice and religious principal.

Keywords

Individual Indebtedness Young Muslims Factors

Year 2016, Volume: 6 Issue: 7, 320 - 328, 01.10.2016

Zairani Zainol Zulkiflee Daud Aini Nur Hajjar Khairol Nizam Rosemaliza Abd Rashid Nursiha Alias

https://izlik.org/JA35RK25HH

Abstract

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Details

Other ID JA49YU59DC
Authors

Zairani Zainol This is me

Zulkiflee Daud This is me

Aini Nur Hajjar Khairol Nizam This is me

Rosemaliza Abd Rashid This is me

Nursiha Alias This is me

Publication Date October 1, 2016
IZ https://izlik.org/JA35RK25HH
Published in Issue Year 2016 Volume: 6 Issue: 7

Cite

APA Zainol, Z., Daud, Z., Nizam, A. N. H. K., Rashid, R. A., & Alias, N. (2016). Exploring Factors that Contribute to Individual Indebtedness among Young Muslims. International Journal of Economics and Financial Issues, 6(7), 320-328. https://izlik.org/JA35RK25HH
AMA 1.Zainol Z, Daud Z, Nizam ANHK, Rashid RA, Alias N. Exploring Factors that Contribute to Individual Indebtedness among Young Muslims. IJEFI. 2016;6(7):320-328. https://izlik.org/JA35RK25HH
Chicago Zainol, Zairani, Zulkiflee Daud, Aini Nur Hajjar Khairol Nizam, Rosemaliza Abd Rashid, and Nursiha Alias. 2016. “Exploring Factors That Contribute to Individual Indebtedness Among Young Muslims”. International Journal of Economics and Financial Issues 6 (7): 320-28. https://izlik.org/JA35RK25HH.
EndNote Zainol Z, Daud Z, Nizam ANHK, Rashid RA, Alias N (October 1, 2016) Exploring Factors that Contribute to Individual Indebtedness among Young Muslims. International Journal of Economics and Financial Issues 6 7 320–328.
IEEE [1]Z. Zainol, Z. Daud, A. N. H. K. Nizam, R. A. Rashid, and N. Alias, “Exploring Factors that Contribute to Individual Indebtedness among Young Muslims”, IJEFI, vol. 6, no. 7, pp. 320–328, Oct. 2016, [Online]. Available: https://izlik.org/JA35RK25HH
ISNAD Zainol, Zairani - Daud, Zulkiflee - Nizam, Aini Nur Hajjar Khairol - Rashid, Rosemaliza Abd - Alias, Nursiha. “Exploring Factors That Contribute to Individual Indebtedness Among Young Muslims”. International Journal of Economics and Financial Issues 6/7 (October 1, 2016): 320-328. https://izlik.org/JA35RK25HH.
JAMA 1.Zainol Z, Daud Z, Nizam ANHK, Rashid RA, Alias N. Exploring Factors that Contribute to Individual Indebtedness among Young Muslims. IJEFI. 2016;6:320–328.
MLA Zainol, Zairani, et al. “Exploring Factors That Contribute to Individual Indebtedness Among Young Muslims”. International Journal of Economics and Financial Issues, vol. 6, no. 7, Oct. 2016, pp. 320-8, https://izlik.org/JA35RK25HH.
Vancouver 1.Zairani Zainol, Zulkiflee Daud, Aini Nur Hajjar Khairol Nizam, Rosemaliza Abd Rashid, Nursiha Alias. Exploring Factors that Contribute to Individual Indebtedness among Young Muslims. IJEFI [Internet]. 2016 Oct. 1;6(7):320-8. Available from: https://izlik.org/JA35RK25HH