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Behavioral Determinants and their Impacts on Customers’ Saving Deposits in Islamic Banks

Year 2016, Volume: 6 Issue: 7, 296 - 303, 01.10.2016

Abstract

The purpose of this paper is to determine the factors that affect Islamic ethical behavior of customers in Malaysian Islamic banking sector. A survey has been conducted by using questionnaire that was adopted and created. The data from 530 respondents were collected from customers of Islamic banks located in Malaysia. The study reveals that there were differences between age, marital status and income based on the independent sample t- test and one -way ANOVA analysis of the demographic factors while there was no difference for race, gender and educational level. The regression analysis indicates a significant positive relationship between religious obligation and reputation with the Islamic ethical behavior of Malaysian customers. Conversely, profit and investment shows insignificant effect on the Islamic ethical behavior of Malaysian customers. The paper contributes to the literature on Islamic Banking in South East Asia economy.

Year 2016, Volume: 6 Issue: 7, 296 - 303, 01.10.2016

Abstract

There are 0 citations in total.

Details

Other ID JA74JK24TV
Journal Section Research Article
Authors

Farah Zakiah This is me

Al-hasan Al-aidaros This is me

Publication Date October 1, 2016
Published in Issue Year 2016 Volume: 6 Issue: 7

Cite

APA Zakiah, F., & Al-aidaros, A.-h. (2016). Behavioral Determinants and their Impacts on Customers’ Saving Deposits in Islamic Banks. International Journal of Economics and Financial Issues, 6(7), 296-303.
AMA Zakiah F, Al-aidaros Ah. Behavioral Determinants and their Impacts on Customers’ Saving Deposits in Islamic Banks. IJEFI. October 2016;6(7):296-303.
Chicago Zakiah, Farah, and Al-hasan Al-aidaros. “Behavioral Determinants and Their Impacts on Customers’ Saving Deposits in Islamic Banks”. International Journal of Economics and Financial Issues 6, no. 7 (October 2016): 296-303.
EndNote Zakiah F, Al-aidaros A-h (October 1, 2016) Behavioral Determinants and their Impacts on Customers’ Saving Deposits in Islamic Banks. International Journal of Economics and Financial Issues 6 7 296–303.
IEEE F. Zakiah and A.-h. Al-aidaros, “Behavioral Determinants and their Impacts on Customers’ Saving Deposits in Islamic Banks”, IJEFI, vol. 6, no. 7, pp. 296–303, 2016.
ISNAD Zakiah, Farah - Al-aidaros, Al-hasan. “Behavioral Determinants and Their Impacts on Customers’ Saving Deposits in Islamic Banks”. International Journal of Economics and Financial Issues 6/7 (October 2016), 296-303.
JAMA Zakiah F, Al-aidaros A-h. Behavioral Determinants and their Impacts on Customers’ Saving Deposits in Islamic Banks. IJEFI. 2016;6:296–303.
MLA Zakiah, Farah and Al-hasan Al-aidaros. “Behavioral Determinants and Their Impacts on Customers’ Saving Deposits in Islamic Banks”. International Journal of Economics and Financial Issues, vol. 6, no. 7, 2016, pp. 296-03.
Vancouver Zakiah F, Al-aidaros A-h. Behavioral Determinants and their Impacts on Customers’ Saving Deposits in Islamic Banks. IJEFI. 2016;6(7):296-303.