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Year 2016, Volume: 6 Issue: 4, 1468 - 1473, 01.09.2016

Abstract

Modelling the Determinants of Malaysian Household Debt

Year 2016, Volume: 6 Issue: 4, 1468 - 1473, 01.09.2016

Abstract

This paper explores the determinants of household debt composition in Malaysia. By utilizing the bound test and Autoregressive Distributed Lag (ARDL) modelling approach, findings of this study reveals that in the long run period, a change in income level, housing price and population would have a positive impact on mortgage debt while rise in interest rates and cost of living would exert a negative influence. In addition, findings of this study supported that the household uses the debt as a substitute for income to finance the rising consumption as a result of a higher living cost. Findings of this study could provide some guidance to policymakers in controlling the mounting debt level and help in realizing the nation economic goals.

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Details

Other ID JA55YN34SU
Journal Section Research Article
Authors

Hafizah Hammad Ahmad Khan This is me

Hussin Abdullah This is me

Shamzaeffa Samsudin This is me

Publication Date September 1, 2016
Published in Issue Year 2016 Volume: 6 Issue: 4

Cite

APA Khan, H. H. A., Abdullah, H., & Samsudin, S. (2016). Modelling the Determinants of Malaysian Household Debt. International Journal of Economics and Financial Issues, 6(4), 1468-1473.
AMA Khan HHA, Abdullah H, Samsudin S. Modelling the Determinants of Malaysian Household Debt. IJEFI. September 2016;6(4):1468-1473.
Chicago Khan, Hafizah Hammad Ahmad, Hussin Abdullah, and Shamzaeffa Samsudin. “Modelling the Determinants of Malaysian Household Debt”. International Journal of Economics and Financial Issues 6, no. 4 (September 2016): 1468-73.
EndNote Khan HHA, Abdullah H, Samsudin S (September 1, 2016) Modelling the Determinants of Malaysian Household Debt. International Journal of Economics and Financial Issues 6 4 1468–1473.
IEEE H. H. A. Khan, H. Abdullah, and S. Samsudin, “Modelling the Determinants of Malaysian Household Debt”, IJEFI, vol. 6, no. 4, pp. 1468–1473, 2016.
ISNAD Khan, Hafizah Hammad Ahmad et al. “Modelling the Determinants of Malaysian Household Debt”. International Journal of Economics and Financial Issues 6/4 (September 2016), 1468-1473.
JAMA Khan HHA, Abdullah H, Samsudin S. Modelling the Determinants of Malaysian Household Debt. IJEFI. 2016;6:1468–1473.
MLA Khan, Hafizah Hammad Ahmad et al. “Modelling the Determinants of Malaysian Household Debt”. International Journal of Economics and Financial Issues, vol. 6, no. 4, 2016, pp. 1468-73.
Vancouver Khan HHA, Abdullah H, Samsudin S. Modelling the Determinants of Malaysian Household Debt. IJEFI. 2016;6(4):1468-73.