Research Article
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Year 2019, Volume: 5 Issue: 1, 40 - 59, 31.03.2019
https://doi.org/10.25272/ijisef.450600

Abstract

References

  • Abur, Cyprian Clement and Japheth Terande Torruam. “Microcredit as a Strategy for Poverty Reduction in Makurdi Local Government Area of Benue State, Nigeria” International Journal of Humanities and Social Science Vol. 2 No. 12 (Special Issue - June 2012): 179-186.
  • Amalia, Euis. Keadilan Distributif dalam Ekonomi Islam: Penguatan Peran LKM dan UKM di Indonesia. Jakarta: Raja Grafindo Persada, 2009.
  • Bakhtiari, Sadegh. “Microfinance and Poverty Reducing: Some International Evidence” International Business and Economic Research Journal. Vol. 5 No. 21 (2006): 65-71.
  • Chapra, Umer. The Future of Economics: An Islamic Perspective (Lanskap Baru Perekonomian Masa Depan). terj. Sigit Pramono. Jakarta: SEBI, 2001.
  • Chapra, U. (1985). Towards a just monetary system. London: The Islamic Foundation, 1985.
  • Chowdhury, A. (2009). Microfinance as A Poverty Reduction Tool: A Critical Assessment. Department of Economic and Social Affairs (DESA) Working Paper, 89, 1-12.
  • Chowdhury, M.J.A. (2008). Poverty and Microfinance: An Investigation into The Role of Microcredit in Reducing the Poverty Level of Borrowing Households in Bangladesh and The Philippines. The Whitehead Journal of Diplomacy and International Relations, 7, 19- 35.
  • Durrani, M.K.K. (2011). Role of Microfinance in Reducing Poverty: A Look at Social and Economic Factors. International Journal of Business and Social Science, 2, 138-144.
  • Ridjaluddin, F.N. (2007). Nuansa-nuansa ekonomi islam. Jakarta: Sejahtera.
  • Gera, N. (2009). Book Review: Muhammad Yunus with Alan Jolis, Banker to the Poor, The Story of Grameen Bank. The Lahore Journal of Economics, 14, 173-175.
  • Hick, R. (2012). The Capability Approach: Insights for a New Poverty Focus. London School of Economics and Political Science, Journal of Social Policy, 5, 1-18.
  • Huraerah, A. (2008). Pengorganisasian dan pengembangan masyarakat; model dan strategi pembangunan berbasis kerakyatan. Bandung: Humaniora.
  • Imai, K.S. (2010). Microfiance and Poverty: A Macro Perspective. Research Institute for Economic and Business Administration Kobe, University Japan, 5, 1-45.
  • Islam, T. (2007). Microcredit and poverty alleviation. England: Ashgate Publishing Limited.
  • Guilford, J.P. (1956). Fundamental statistic in psychology and education. New York: McGraw- Hill Book Company, Inc. Gul.
  • Julianto, I. (2008). Amartya sen dan nobel bagi kaum papa ”Esai-Esai Nobel Ekonomi”. Jakarta: Kompas Media Nusantara.
  • Kabir, M.A. (2012). The Role of Microcredit and Microfinance Institutions (MFIs): Extent and Intensity of Poverty, Poverty Alleviation and Outreach. International Affairs and Global Strategy, No. 4, 29-48.
  • Khotimah, K. (2009). Diskriminasi Gender Terhadap Perempuan dalam Sektor Pekerjaan. Jurnal YINYANG: Studi Gender dan Anak, 4, 158-180.
  • Kuncoro, M. (2013). Mudah memahami dan menganalisis indikator ekonomi. Yogyakarta: UPP STIM YKPN.
  • Kusumo, R.A.B. (2008). Analisis Peran Gender Serta Hubungannya dengan Kesejahteraan Keluarga Petani Padi dan Hortikultura di Daerah Pinggiran Perkotaan. Jurnal Media Gizi dan Keluarga, 32, 52-64.
  • Mansour, M., & Chaouch, T.B. (2013). Dawr al-Tamwîl al-Aṣghar fî Muḥârabah al Faqr fî al- Manâṭiq al-Rîfiyah Ḍamina Uṭur alMâliyah al-Islâmiyah. Mawsû‟ah al-Iqtiṣâd wa al- Tamwîl al-Islâmy, 4, 23-35.
  • Matovu, D. (2006). Microfinance and Poverty Alleviation Uganda. Africa and International Development Cooperation, 6, 1-64.
  • Mehta, C.R., & Patel, N.R. (2010). IBM SPSS Exact Tests. Cambridge: Cytel Software Corporation.
  • Nowak, M. (2008). Revolusi kredit mikro: dimana pinjaman bukan hanya untuk yang kaya. Jakarta: Dian Rakyat.
  • Onwumere, J.U.J. (2012). The Impact of Microcredit on Poverty Alleviation and Human Capital Development: Evidence from Nigeria. European Journal of Social Review, 28, 416-423.
  • Partomo, T.S. (2013). Ekonomi koperasi. Bogor: Ghalia Indonesia.
  • Purwoto, A. (2007). Panduan lab statistik inferensial. Jakarta: Grasindo.
  • Putri, A.D., & Setiawina, N.D. (2013). Pengaruh Umur, Pendidikan, Pekerjaan Terhadap Pendapatan Rumah Tangga Miskin di Desa Bebandem. E-Jurnal Ekonomi Pembangunan Universitas Udayana, 2, 173-180.
  • Kaplan. R. M.. & Saccuzzo D.P. (1993). Psychological testing principles, application, and issues. California: Brooks/Cole Publishing Company.
  • Rahman, R., & Nie, Q. (2011). The Synthesis of Grameen Bank Microfinance Approaches in Bangladesh. Elsevier-International Journal of Economics and Finance, 3, 207-218.
  • Ratnawati, S. (2011). Model Pemberdayaan Perempuan Miskin Perdesaan Melalui Pengembangan Kewirausahaan. Jurnal Kewirausahaan, 5, 21-35.
  • Ridwan, M. (2011). Manajemen baitul maal wa tamwil (BMT). Yogyakarta: UII Press.
  • Rochaety, E. (2009). Metodologi penelitian bisnis dengan aplikasi SPSS. Jakarta: Mitra Wacana Media.
  • Santoso, S. (2012). Aplikasi SPSS pada statistik non parametik. Jakarta: Elex Media Komputindo.
  • Schreiner, M. (2003). A Cost-Effectiveness Analysis of the Grameen Bank of Bangladesh. Development Policy Review, 21, 357–382.
  • Sen, A. (1981). Poverty and famines: an essay on entitlement and deprivation. New York: Oxford University Press.
  • Shastri, R.K. (2009). Microfinance and Poverty Reduction in India: A Comparative Study with Asian Countries. African Journal of Business Management, 4, 136-140.
  • SShirazi, N.S., & Khan, A.U. (2009). Role of Pakistan Poverty Alleviation Funds (PPAF) Micro Credit in Poverty Alleviation. Pakistan Economic and Social Review, 47, 215-228.
  • SShukran, K., & Rahman, F. (2011). A Grameen Bank Concept: Microcredit and Poverty Alleviation Program in Bangladesh. International Conference on Emerging Trends in Computer and Image Processing (ICETCIP), 47-51.
  • Singarimbun, M., & Effendi, S. (2008). Metode penelitian survai. Jakarta: Pustaka LP3ES Indonesia.
  • SStamboel, K.A. (2012). Panggilan keberpihakan: strategi mengakhiri kemiskinan di Indonesia. Jakarta: Gramedia Pustaka Utama.
  • Sumodiningrat, G. (2009). Mewujudkan kesejahteraan bangsa: menanggulangi kemiskinan dengan prinsip pemberdayaan masyarakat. Jakarta: Elex Media Komputindo.
  • Supranto, J. (2009). Statistik teori dan aplikasi. Jakarta: Erlangga.
  • SSwastika, D.K.S. (2011). Membangun Kemandirian dan Kedaulatan Pangan untuk Mengentaskan Petani dari Kemiskinan. Jurnal Pengembangan Inovasi Pertanian, 4, 103- 117.
  • Suyanto, B. (2001). Kemiskinan dan Pemberdayaan Masyarakat Miskin. Jurnal Masyarakat, Kebudayaan, dan Politik, 14, 25-42.
  • TTanjung, H., & Devi, A. (2013). Metodologi Penelitian Ekonomi Islam. Jakarta: Gramata Publishing.
  • Widyasworo, R. (2013). Analisis Pengaruh Pendidikan, Kesehatan, dan Angkatan Kerja Wanita Terhadap Tingkat Kemiskinan di Kabupaten Gresik (Studi Kasus 2008-2012). Jurnal Ilmiah Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Brawijaya, 6, 219-229.
  • Wijono, W.W. (2005). Pemberdayaan Lembaga Keuangan Mikro Sebagai salah satu Pilar Sistem Keuangan Nasional: Upaya Konkrit Memutus Mata Rantai Kemiskinan. Kajian Ekonomi dan Keuangan, 5, 86-100.
  • Yunus, M., & Jolis, A. (2010). Banker to the poor: the story of the grameen bank. London: Aurum Press Ltd.
  • Yunus, M. & Weber, K. (2011). Building social business: the new kind of capitalism that serves humanist Most Pressing Needs. New York: Public Affairs.
  • Yunus, M. (2011). Vision 2050: A Poverty-Free World. Social Business A Step Toward Creating A New Global Economic Order. The Journal of Social Business: Social Business and New Economics Paradigm, 1, 7-23.

Economic Empowerment of Poor Women With Grameen Bank Patterns on Baitul Mal Wa Tamwil Ibadurrahman

Year 2019, Volume: 5 Issue: 1, 40 - 59, 31.03.2019
https://doi.org/10.25272/ijisef.450600

Abstract

The purpose of this research is to analyze
the contribution of Islamic microfinance with Grameen Bank pattern to economic
empowerment and poverty alleviation to BMT Ibadurrahman members. This study
uses a quantitative approach. Primary data collection techniques using a
questionnaire. While secondary data comes from BMT annual reports (Baitul Mal
wa Tamwil), journals, and other related literature. The sampling technique used
is purposive sampling. The number of samples used were 100 female poor
respondents of BMT Ibadurrahman members. The analysis technique used is the
Spearman correlation. This study concludes that Islamic microfinance with the
Grameen Bank pattern has a positive contribution to the economic empowerment of
poor women. Financial capital and social capital are the keys to success in
empowering the poor. Islamic microfinance with the Grameen pattern also has a significant
relationship with poverty alleviation. This research also proves that poverty
can be overcome if economic development is based on human development.

References

  • Abur, Cyprian Clement and Japheth Terande Torruam. “Microcredit as a Strategy for Poverty Reduction in Makurdi Local Government Area of Benue State, Nigeria” International Journal of Humanities and Social Science Vol. 2 No. 12 (Special Issue - June 2012): 179-186.
  • Amalia, Euis. Keadilan Distributif dalam Ekonomi Islam: Penguatan Peran LKM dan UKM di Indonesia. Jakarta: Raja Grafindo Persada, 2009.
  • Bakhtiari, Sadegh. “Microfinance and Poverty Reducing: Some International Evidence” International Business and Economic Research Journal. Vol. 5 No. 21 (2006): 65-71.
  • Chapra, Umer. The Future of Economics: An Islamic Perspective (Lanskap Baru Perekonomian Masa Depan). terj. Sigit Pramono. Jakarta: SEBI, 2001.
  • Chapra, U. (1985). Towards a just monetary system. London: The Islamic Foundation, 1985.
  • Chowdhury, A. (2009). Microfinance as A Poverty Reduction Tool: A Critical Assessment. Department of Economic and Social Affairs (DESA) Working Paper, 89, 1-12.
  • Chowdhury, M.J.A. (2008). Poverty and Microfinance: An Investigation into The Role of Microcredit in Reducing the Poverty Level of Borrowing Households in Bangladesh and The Philippines. The Whitehead Journal of Diplomacy and International Relations, 7, 19- 35.
  • Durrani, M.K.K. (2011). Role of Microfinance in Reducing Poverty: A Look at Social and Economic Factors. International Journal of Business and Social Science, 2, 138-144.
  • Ridjaluddin, F.N. (2007). Nuansa-nuansa ekonomi islam. Jakarta: Sejahtera.
  • Gera, N. (2009). Book Review: Muhammad Yunus with Alan Jolis, Banker to the Poor, The Story of Grameen Bank. The Lahore Journal of Economics, 14, 173-175.
  • Hick, R. (2012). The Capability Approach: Insights for a New Poverty Focus. London School of Economics and Political Science, Journal of Social Policy, 5, 1-18.
  • Huraerah, A. (2008). Pengorganisasian dan pengembangan masyarakat; model dan strategi pembangunan berbasis kerakyatan. Bandung: Humaniora.
  • Imai, K.S. (2010). Microfiance and Poverty: A Macro Perspective. Research Institute for Economic and Business Administration Kobe, University Japan, 5, 1-45.
  • Islam, T. (2007). Microcredit and poverty alleviation. England: Ashgate Publishing Limited.
  • Guilford, J.P. (1956). Fundamental statistic in psychology and education. New York: McGraw- Hill Book Company, Inc. Gul.
  • Julianto, I. (2008). Amartya sen dan nobel bagi kaum papa ”Esai-Esai Nobel Ekonomi”. Jakarta: Kompas Media Nusantara.
  • Kabir, M.A. (2012). The Role of Microcredit and Microfinance Institutions (MFIs): Extent and Intensity of Poverty, Poverty Alleviation and Outreach. International Affairs and Global Strategy, No. 4, 29-48.
  • Khotimah, K. (2009). Diskriminasi Gender Terhadap Perempuan dalam Sektor Pekerjaan. Jurnal YINYANG: Studi Gender dan Anak, 4, 158-180.
  • Kuncoro, M. (2013). Mudah memahami dan menganalisis indikator ekonomi. Yogyakarta: UPP STIM YKPN.
  • Kusumo, R.A.B. (2008). Analisis Peran Gender Serta Hubungannya dengan Kesejahteraan Keluarga Petani Padi dan Hortikultura di Daerah Pinggiran Perkotaan. Jurnal Media Gizi dan Keluarga, 32, 52-64.
  • Mansour, M., & Chaouch, T.B. (2013). Dawr al-Tamwîl al-Aṣghar fî Muḥârabah al Faqr fî al- Manâṭiq al-Rîfiyah Ḍamina Uṭur alMâliyah al-Islâmiyah. Mawsû‟ah al-Iqtiṣâd wa al- Tamwîl al-Islâmy, 4, 23-35.
  • Matovu, D. (2006). Microfinance and Poverty Alleviation Uganda. Africa and International Development Cooperation, 6, 1-64.
  • Mehta, C.R., & Patel, N.R. (2010). IBM SPSS Exact Tests. Cambridge: Cytel Software Corporation.
  • Nowak, M. (2008). Revolusi kredit mikro: dimana pinjaman bukan hanya untuk yang kaya. Jakarta: Dian Rakyat.
  • Onwumere, J.U.J. (2012). The Impact of Microcredit on Poverty Alleviation and Human Capital Development: Evidence from Nigeria. European Journal of Social Review, 28, 416-423.
  • Partomo, T.S. (2013). Ekonomi koperasi. Bogor: Ghalia Indonesia.
  • Purwoto, A. (2007). Panduan lab statistik inferensial. Jakarta: Grasindo.
  • Putri, A.D., & Setiawina, N.D. (2013). Pengaruh Umur, Pendidikan, Pekerjaan Terhadap Pendapatan Rumah Tangga Miskin di Desa Bebandem. E-Jurnal Ekonomi Pembangunan Universitas Udayana, 2, 173-180.
  • Kaplan. R. M.. & Saccuzzo D.P. (1993). Psychological testing principles, application, and issues. California: Brooks/Cole Publishing Company.
  • Rahman, R., & Nie, Q. (2011). The Synthesis of Grameen Bank Microfinance Approaches in Bangladesh. Elsevier-International Journal of Economics and Finance, 3, 207-218.
  • Ratnawati, S. (2011). Model Pemberdayaan Perempuan Miskin Perdesaan Melalui Pengembangan Kewirausahaan. Jurnal Kewirausahaan, 5, 21-35.
  • Ridwan, M. (2011). Manajemen baitul maal wa tamwil (BMT). Yogyakarta: UII Press.
  • Rochaety, E. (2009). Metodologi penelitian bisnis dengan aplikasi SPSS. Jakarta: Mitra Wacana Media.
  • Santoso, S. (2012). Aplikasi SPSS pada statistik non parametik. Jakarta: Elex Media Komputindo.
  • Schreiner, M. (2003). A Cost-Effectiveness Analysis of the Grameen Bank of Bangladesh. Development Policy Review, 21, 357–382.
  • Sen, A. (1981). Poverty and famines: an essay on entitlement and deprivation. New York: Oxford University Press.
  • Shastri, R.K. (2009). Microfinance and Poverty Reduction in India: A Comparative Study with Asian Countries. African Journal of Business Management, 4, 136-140.
  • SShirazi, N.S., & Khan, A.U. (2009). Role of Pakistan Poverty Alleviation Funds (PPAF) Micro Credit in Poverty Alleviation. Pakistan Economic and Social Review, 47, 215-228.
  • SShukran, K., & Rahman, F. (2011). A Grameen Bank Concept: Microcredit and Poverty Alleviation Program in Bangladesh. International Conference on Emerging Trends in Computer and Image Processing (ICETCIP), 47-51.
  • Singarimbun, M., & Effendi, S. (2008). Metode penelitian survai. Jakarta: Pustaka LP3ES Indonesia.
  • SStamboel, K.A. (2012). Panggilan keberpihakan: strategi mengakhiri kemiskinan di Indonesia. Jakarta: Gramedia Pustaka Utama.
  • Sumodiningrat, G. (2009). Mewujudkan kesejahteraan bangsa: menanggulangi kemiskinan dengan prinsip pemberdayaan masyarakat. Jakarta: Elex Media Komputindo.
  • Supranto, J. (2009). Statistik teori dan aplikasi. Jakarta: Erlangga.
  • SSwastika, D.K.S. (2011). Membangun Kemandirian dan Kedaulatan Pangan untuk Mengentaskan Petani dari Kemiskinan. Jurnal Pengembangan Inovasi Pertanian, 4, 103- 117.
  • Suyanto, B. (2001). Kemiskinan dan Pemberdayaan Masyarakat Miskin. Jurnal Masyarakat, Kebudayaan, dan Politik, 14, 25-42.
  • TTanjung, H., & Devi, A. (2013). Metodologi Penelitian Ekonomi Islam. Jakarta: Gramata Publishing.
  • Widyasworo, R. (2013). Analisis Pengaruh Pendidikan, Kesehatan, dan Angkatan Kerja Wanita Terhadap Tingkat Kemiskinan di Kabupaten Gresik (Studi Kasus 2008-2012). Jurnal Ilmiah Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Brawijaya, 6, 219-229.
  • Wijono, W.W. (2005). Pemberdayaan Lembaga Keuangan Mikro Sebagai salah satu Pilar Sistem Keuangan Nasional: Upaya Konkrit Memutus Mata Rantai Kemiskinan. Kajian Ekonomi dan Keuangan, 5, 86-100.
  • Yunus, M., & Jolis, A. (2010). Banker to the poor: the story of the grameen bank. London: Aurum Press Ltd.
  • Yunus, M. & Weber, K. (2011). Building social business: the new kind of capitalism that serves humanist Most Pressing Needs. New York: Public Affairs.
  • Yunus, M. (2011). Vision 2050: A Poverty-Free World. Social Business A Step Toward Creating A New Global Economic Order. The Journal of Social Business: Social Business and New Economics Paradigm, 1, 7-23.
There are 51 citations in total.

Details

Primary Language English
Subjects Economics
Journal Section Research Article
Authors

Dadang Husen Sobana

Uus Ahmad Husaeni This is me 0000-0002-3541-9245

Publication Date March 31, 2019
Published in Issue Year 2019 Volume: 5 Issue: 1

Cite

APA Sobana, D. H., & Husaeni, U. A. (2019). Economic Empowerment of Poor Women With Grameen Bank Patterns on Baitul Mal Wa Tamwil Ibadurrahman. International Journal of Islamic Economics and Finance Studies, 5(1), 40-59. https://doi.org/10.25272/ijisef.450600

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