The Role and Position of the Real Estate Sector in Money Laundering: Risks and the Situation in Türkiye

Abstract

This study examines how money laundering is carried out in the real estate sector, the risks associated with money laundering in this sector, and the activities aimed at preventing money laundering in Turkey. The aim of the research is to analyze why the real estate sector is suitable for money laundering and the situation in Turkey. The methodology includes a literature review and analysis of money laundering activities in Turkey between 2018-2022. The study reveals that despite many international and national initiatives, the real estate sector provides many opportunities for criminals. The research highlights that the real estate sector is attractive for money laundering due to high-value transactions and regulatory weaknesses. In Turkey, the inadequacy of compliance audits, the low number of suspicious transaction reports, and the lack of training activities are identified as significant risks. This poses major threats to both the Turkish economy and the real estate sector. The originality of the study lies in its comprehensive examination of money laundering in the Turkish real estate sector and its detailed analysis of the current situation. The key findings emphasize the necessity for more effective compliance mechanisms and educational activities.

Keywords

• Black Money
• Money Laundering
• Real Estate
• Proceeds of Crime

Gayrimenkul Sektörünün Kara Para Aklamada Rolü ve Yeri: Riskler ve Türkiye’deki Durum

Abstract

Bu çalışma, gayrimenkul sektöründe kara para aklamanın nasıl gerçekleştiğini, bu sektörde kara para aklama açısından hangi risklerin bulunduğunu ve Türkiye’de kara para aklamayı önlemeye yönelik faaliyetleri incelemektedir. Araştırmanın amacı, gayrimenkul sektörünün kara para aklama için neden uygun olduğunu ve Türkiye'deki durumu analiz etmektir. Yöntem olarak literatür taraması ve Türkiye'deki 2018-2023 yılları arasındaki kara para aklama faaliyetlerine ilişkin verilerin analizi kullanılmıştır. Çalışma, gayrimenkul sektörünün uluslararası ve ulusal düzeyde suçlular için birçok olanak sağladığını ortaya koymaktadır. Araştırma, gayrimenkul sektörünün yüksek değerli işlemleri ve düzenleyici zayıflıkları nedeniyle kara para aklama için cazip olduğunu vurgulamaktadır. Türkiye’de, denetimlerin yetersizliği, şüpheli bildirimlerin azlığı ve eğitim faaliyetlerinin eksikliği önemli riskler olarak belirlenmiştir. Bu durum, Türkiye ekonomisi ve gayrimenkul sektörü için büyük tehditler oluşturmaktadır. Çalışmanın özgünlüğü, Türkiye'deki gayrimenkul sektöründe kara para aklamanın kapsamlı bir şekilde ele alınması ve mevcut durumu detaylı olarak incelemesinden kaynaklanmaktadır. Temel bulgular, daha etkili denetim mekanizmalarının ve eğitim faaliyetlerinin gerekliliğini ortaya koymaktadır.

Keywords

• Kara Para
• Kara Para Aklama
• Gayrimenkul
• Suç Gelirleri

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