The Adoption of Internet Banking: Clients' Perspective in Oman

Volume: 6 Number: 4 September 1, 2016
  • Mansour Naser Alraja
  • Badreldin F. Salim
  • Mohammad Ahmar Uddin
  • Mohammed Yousoof
EN

The Adoption of Internet Banking: Clients' Perspective in Oman

Abstract

Internet Banking enables clients to manage their accounts or carrying out their work related to the bank via the Internet, whether at home, office or from any place and at any time he/she desires to do. Hence, the main objective of our paper is to identify the adoption level of internet banking among the clients of Omani banks. Therefore, the technology acceptance Model (TAM) is utilized to examine effect of perceived usefulness, and perceived ease of use on clients’ intention to adopt internet banking in Sultanate of Oman. To accomplish this goal a manual questionnaire was administered to collect the requested data to test the clients' intention to adopt internet banking. Multiple regression test was used to analyze the collected data and test the hypotheses of the paper. The findings show that the TAM model interpreted 56.3 % of the variance in clients’ intention to adopt internet banking. Both constructs’ (perceived usefulness, and perceived ease of use) have a significant influence on clients’ acceptance of internet banking. The results of the study are discussed.

Keywords

Details

Primary Language

English

Subjects

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Journal Section

-

Authors

Mansour Naser Alraja This is me

Badreldin F. Salim This is me

Mohammad Ahmar Uddin This is me

Mohammed Yousoof This is me

Publication Date

September 1, 2016

Submission Date

September 1, 2016

Acceptance Date

-

Published in Issue

Year 2016 Volume: 6 Number: 4

APA
Alraja, M. N., Salim, B. F., Uddin, M. A., & Yousoof, M. (2016). The Adoption of Internet Banking: Clients’ Perspective in Oman. International Review of Management and Marketing, 6(4), 926-929. https://izlik.org/JA29LD83LP
AMA
1.Alraja MN, Salim BF, Uddin MA, Yousoof M. The Adoption of Internet Banking: Clients’ Perspective in Oman. IRMM. 2016;6(4):926-929. https://izlik.org/JA29LD83LP
Chicago
Alraja, Mansour Naser, Badreldin F. Salim, Mohammad Ahmar Uddin, and Mohammed Yousoof. 2016. “The Adoption of Internet Banking: Clients’ Perspective in Oman”. International Review of Management and Marketing 6 (4): 926-29. https://izlik.org/JA29LD83LP.
EndNote
Alraja MN, Salim BF, Uddin MA, Yousoof M (September 1, 2016) The Adoption of Internet Banking: Clients’ Perspective in Oman. International Review of Management and Marketing 6 4 926–929.
IEEE
[1]M. N. Alraja, B. F. Salim, M. A. Uddin, and M. Yousoof, “The Adoption of Internet Banking: Clients’ Perspective in Oman”, IRMM, vol. 6, no. 4, pp. 926–929, Sept. 2016, [Online]. Available: https://izlik.org/JA29LD83LP
ISNAD
Alraja, Mansour Naser - Salim, Badreldin F. - Uddin, Mohammad Ahmar - Yousoof, Mohammed. “The Adoption of Internet Banking: Clients’ Perspective in Oman”. International Review of Management and Marketing 6/4 (September 1, 2016): 926-929. https://izlik.org/JA29LD83LP.
JAMA
1.Alraja MN, Salim BF, Uddin MA, Yousoof M. The Adoption of Internet Banking: Clients’ Perspective in Oman. IRMM. 2016;6:926–929.
MLA
Alraja, Mansour Naser, et al. “The Adoption of Internet Banking: Clients’ Perspective in Oman”. International Review of Management and Marketing, vol. 6, no. 4, Sept. 2016, pp. 926-9, https://izlik.org/JA29LD83LP.
Vancouver
1.Mansour Naser Alraja, Badreldin F. Salim, Mohammad Ahmar Uddin, Mohammed Yousoof. The Adoption of Internet Banking: Clients’ Perspective in Oman. IRMM [Internet]. 2016 Sep. 1;6(4):926-9. Available from: https://izlik.org/JA29LD83LP