Üniversite Öğrencilerinin Finansal Okuryazarlığı: Balıkesir Üniversitesi Örneği

Kutlu Ergün; Alpaslan Serel

doi:10.15869/itobiad.560067

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Üniversite Öğrencilerinin Finansal Okuryazarlığı: Balıkesir Üniversitesi Örneği

Öz

Bu çalışma, üniversite öğrencilerinin finansal bilgi düzeyi ile sosyo-ekonomik ve sosyo-demografik özellikleri arasındaki ilişkiyi belirlemeyi amaçlamıştır. Araştırmanın örneklemini 2050 öğrenci oluşturmuş olup, çalışma genel tarama (survey) modeli kullanılarak gerçekleştirilmiştir. Verilerin analizinde parametrik testler (t-testi ve ANOVA) ve parametrik olmayan testler (Mann, Whitney U ve Kruskal-Wallis H) kullanılmıştır. Çalışma sonuçları, öğrencilerin finansal okuryazarlık düzeyinin düşük olduğunu ortaya koymuştur. Cinsiyet, yaş, öğretim türü, eğitim alanı ve düzeyi, akademik başarı, çalışma hayatına ait deneyim, aile eğitim ve gelir düzeyi ve kredi kartı sahipliğinin finansal okuryazarlık seviyesi açısından temel belirleyiciler olduğu sonucuna ulaşılmıştır. Ayrıca, televizyonun finansal okuryazarlık üzerinde diğer finansal bilgi kaynaklarından daha etkin olduğu saptanmıştır. Bu kapsamda, finansal okuryazarlığa ilişkin derslerin ve uygulama çalışmalarının müfredata yerleştirilmesinin öğrencilerin finansal okuryazarlık düzeyini artırtabileceği dikkate alınmalıdır.

Anahtar Kelimeler

Finansal Okuryazarlık,Finansal Bilgi,Finansal Davranış,Finansal Eğitim,Üniversite Öğrencisi

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Details

Primary Language

Turkish

Subjects

Economics

Journal Section

Research Article

Authors

Kutlu Ergün ^*
0000-0001-6360-0095
Türkiye

Alpaslan Serel This is me
0000-0002-8612-931X
Türkiye

Publication Date

June 30, 2019

Submission Date

May 2, 2019

Acceptance Date

June 27, 2019

Published in Issue

Year 2019 Volume: 8 Number: 2

DOI

https://doi.org/10.15869/itobiad.560067

IZ

https://izlik.org/JA44TA36TL

APA

Ergün, K., & Serel, A. (2019). Üniversite Öğrencilerinin Finansal Okuryazarlığı: Balıkesir Üniversitesi Örneği. İnsan Ve Toplum Bilimleri Araştırmaları Dergisi, 8(2), 1385-1410. https://doi.org/10.15869/itobiad.560067

Journal of the Human and Social Science Researches is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License (CC BY NC).

35894

Üniversite Öğrencilerinin Finansal Okuryazarlığı: Balıkesir Üniversitesi Örneği

Üniversite Öğrencilerinin Finansal Okuryazarlığı: Balıkesir Üniversitesi Örneği

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Financial Literacy among University Students: A Sample of Balikesir University

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