Abstract
KOBİler gelişmekte olan ve gelişmiş ülkelerde özel sektör firmalarının çoğunluğunu oluşturmaktadır. Literatür büyük yatırımlar için yeterli nakit akışı yaratamamaları ve finansman ihtiyaçları için sermaye piyasalarına ulaşamamaları nedeniyle banka finansmanına ulaşımın KOBİler için önemli olduğunu belirtmektedir. Bununla birlikte literatürde KOBİlerin ana finansman kaynağı olarak dış finansman yerine iç finansmanı tercih ettiklerini belirten çalışmalar da mevcuttur. Bu çalışmalar küçük işletme sahiplerinin hızlı büyüme hedeflemeyerek dış finansman talebi olmaksızın kontrolü kaybetmemeyi seçtiklerini vurgulamaktadır. Anahtar Kelimeler: KOBİ, banka kredileri, finansman kısıtları
Abstract
SMEs make up the majority of privately owned corporations in the developing and developed economies. The literature basically contends that access to bank financing is essential for SMEs because they do not generate sufficient cash flow for large investments and cannot access the capital markets for financing needs. However, there are also studies in the literature that contend that SMEs prefer internal financing as the main financing source as opposed to external financing. These studies say that by not targeting rapid growth, small business owners choose to retain control by not searching for external capital. The purpose of this study is to analyze the financing patterns of SMEs in Turkey
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Details
| Other ID | JA74NK83DY |
|---|---|
| Journal Section | Research Article |
| Authors | |
| Publication Date | May 1, 2016 |
| Published in Issue | Year 2016 Volume: 1 Issue: 1 |
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