Conference Paper
Year 2019,
Volume: 4 Issue: 1, 55 - 63, 30.06.2019
Abstract
References
- Campbell, J. Y. (2006). Household Finance. The Journal of Finance, 61(4), 1553–1604. https://doi.org/10.1111/j.1540-6261.2006.00883.xCentral Statistical Office. (2017a). Sytuacja gospodarstw domowych w 2016 r. w świetle wyników badania budżetów gospodarstw domowych (Situation of households in 2016 in accordance with results relating to research analysing household budgets). Warsaw.Central Ststistical Office. (2017b). Wstępne szacunki produkt krajowy brutto według województw w 2016 r. (Draft estimates of Gross Domestic Product by voivodeships in 2016).Katowice.Curley, J., Ssewamala, F., & Sherraden, M. (2009). Institutions and savings in low-income households. Journal of Sociology and Social Welfare, 36(3), 9–32.Green, F. (1991). Institutional and other unconventional theories of saving. Journal of Economic Issues, 25(1), 93–113. Retrieved from http://www.jstor.org/stable/4226376Han, C.-K., & Sherraden, M. (2009). Attitudes and Saving in Individual Development Accounts: Latent Class Analysis. Journal of Family and Economic Issues, 30(3), 226–236. https://doi.org/10.1007/s10834-009-9157-8Liberda, B. (2015). Macroeconomic Saving in Poland. Ekonomista, (4), 437–451.Sherraden, M., & Barr, M. S. (2005). Institutions and inclusion in saving policy. In E. N. Retsinas, & E. Belsky (Ed.), Building Assets, Building Credit: Creating Wealth in Low-Income Communities. Brookings
Year 2019,
Volume: 4 Issue: 1, 55 - 63, 30.06.2019
Abstract
The article
analyses the influence of institutional factors on saving in one of the poorest
regions in Poland, which is Lubelskie voivodeship. The research was conducted
on the basis of institutional saving theory by M. Sherraden. The data were
collected at the beginning of 2018 via a survey of household representatives
and investigated using statistical methods such as factor analysis, parallel of
averages and correlation coefficients. The conclusion drawn is that the
institutional saving theory is not applicable exclusively in rich countries due
to prevalence of other than institutional factors influencing household savings.
Although the respondents view institutional factors as important, they do not
use them as sole determinants of their behaviour and decisions in the saving
process
Keywords
References
- Campbell, J. Y. (2006). Household Finance. The Journal of Finance, 61(4), 1553–1604. https://doi.org/10.1111/j.1540-6261.2006.00883.xCentral Statistical Office. (2017a). Sytuacja gospodarstw domowych w 2016 r. w świetle wyników badania budżetów gospodarstw domowych (Situation of households in 2016 in accordance with results relating to research analysing household budgets). Warsaw.Central Ststistical Office. (2017b). Wstępne szacunki produkt krajowy brutto według województw w 2016 r. (Draft estimates of Gross Domestic Product by voivodeships in 2016).Katowice.Curley, J., Ssewamala, F., & Sherraden, M. (2009). Institutions and savings in low-income households. Journal of Sociology and Social Welfare, 36(3), 9–32.Green, F. (1991). Institutional and other unconventional theories of saving. Journal of Economic Issues, 25(1), 93–113. Retrieved from http://www.jstor.org/stable/4226376Han, C.-K., & Sherraden, M. (2009). Attitudes and Saving in Individual Development Accounts: Latent Class Analysis. Journal of Family and Economic Issues, 30(3), 226–236. https://doi.org/10.1007/s10834-009-9157-8Liberda, B. (2015). Macroeconomic Saving in Poland. Ekonomista, (4), 437–451.Sherraden, M., & Barr, M. S. (2005). Institutions and inclusion in saving policy. In E. N. Retsinas, & E. Belsky (Ed.), Building Assets, Building Credit: Creating Wealth in Low-Income Communities. Brookings
There are 1 citations in total.
Details
| Primary Language | English |
|---|---|
| Subjects | Business Administration |
| Journal Section | Articles |
| Authors | |
| Publication Date | June 30, 2019 |
| Submission Date | February 14, 2019 |
| Acceptance Date | April 9, 2019 |
| Published in Issue | Year 2019 Volume: 4 Issue: 1 |
