Bulanık Mantık Kullanarak Bankacılık Sektöründeki Devlet Politikalarının Etkileri

Year 2021, Issue: 1, 51 - 74, 30.06.2021

Hasan Dinçer Serhat Yüksel

Abstract

Bu çalışmanın amacı, bankacılık sektöründeki devlet politikalarının etkilerini değerlendirmektir. Bu
amaçla, ayrıntılı bir literatür taraması yapılmış ve 5 farklı devlet politikası belirlenmiştir. Ayrıca bu
politikalar bulanık DEMATEL yaklaşımı kullanılarak ağırlıklandırılmıştır. Ortaya çıkan bulgular, bankacılık
sektörüne ilişkin en önemli devlet uygulamasının risk politikası ile ilgili olduğunu göstermektedir.
Bu durum, hükümetlerin, kredi, piyasa ve operasyonel riskler gibi bankaların farklı risk türlerinin
yönetimi ile ilgili gerekli düzenlemeleri yapması gerektiğini göstermektedir. Bu nedenle, hükümetlerin
bankaların risk yönetimi faaliyetleri için gerekli düzenlemeleri yapmaları ve bu önlemleri alıp almadıklarını
anlamak için bankaları takip etmeleri önerilmektedir. Böylelikle bankacılık sektörünün performansını
artırmak mümkün hale gelecektir.

Keywords

Devlet politikaları; Bankacılık Sektörü; Fuzzy DEMATEL

Effects of Governmental Policies in Banking Industry by using Fuzzy DEMATEL

Abstract

The aim of this study is to evaluate the effects of the governmental policies in the banking industry. For
this purpose, a detailed literature review is conducted, and 5 different governmental policies are identified.
Furthermore, these policies are weighted by using fuzzy DEMATEL approach. The findings indicate
that the most important government implementation regarding the banking industry is related to the
risk policy. This shows that governments should make necessary regulations related to the management
of different risk types of the banks, such as credit, market and operational risks. Therefore, it is recommended
that governments should make necessary regulations for risk management activities of the banks
and follow the banks to understand whether they take these actions or not. Hence, it becomes possible to
improve the performance of the banking industry.

Keywords

Governmental Policies;, Banking Industry;, Fuzzy DEMATEL

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