Impact of a Matched Savings Program on Survivors of Human Trafficking and Gender-Based Violence in the Philippines/ Eşleştirilmiş Bir Tasarruf Programının Filipinler'de İnsan Ticareti ve Toplumsal Cinsiyete Dayalı Şiddet Mağdurları Üzerindeki Etkisi

Öz

İnsan kaçakçılığından kurtulanlar, genellikle, güvenli istihdama erişim eksikliği, tekrarlayan borçlar, asgari tasarruflar ve ailelerine finansal olarak katkı sağlama baskısı gibi önemli finansal zorluklar yaşarlar. Bu deneyimler, daha fazla şiddete maruz kalmaya karşı savunmasızlıklarını şiddetlendirebilir. Bu nüfus için ekonomik güçlendirme müdahalelerine büyük ölçüde ihtiyaç duyulmasına rağmen, bu tür programlar hakkında çok az değerlendirme yapılmıştır. Bu çalışmada, Filipinler'de insan ticareti ve toplumsal cinsiyete dayalı şiddet mağdurları ve aile üyeleri için iki yıllık eşleştirilmiş tasarruf ve finansal okuryazarlık programı olan Barug programının bir değerlendirmesinden elde edilen bulguları sunuyoruz. Barug programından hayatta kalan 10 mezundan, yapılandırılmış anketler, derinlemesine görüşmeler ve odak grup tartışmaları (OGT’ler) yoluyla nicel ve nitel veriler toplanmıştır. Nicel bulgular, Barug programının tamamlanmasından sonra katılımcıların birikimlerinde artış olduğunu göstermiştir. Tematik analiz ile elde edilen nitel bulgular ise, hayatta kalanların programdaki deneyimleriyle ilgili beş tema ortaya çıkarmıştır: varlık geliştirmeye öncelik verme, gelişmiş bütçeleme becerileri, borç döngüsünden kaçma, psikososyal etki ve gelişmiş aile ilişkileri. Hayatta kalanlar, Barug'un faydalarını finansal, sosyal ve psikolojik etkiler dahil olmak üzere çok yönlü olarak tanımladılar. Bulgular, hayatta kalanların daha fazla finansal istikrar ve psikososyal refah elde etmelerine yardımcı olmak için entegre bir uyumlu tasarruf, finansal okuryazarlık ve psikososyal destek programının vaadini ortaya koymaktadır.

Anahtar Kelimeler

• İnsan ticareti
• toplumsal cinsiyete dayalı şiddet
• tasarruf
• varlık geliştirme
• finansal kapasite

Impact of a Matched Savings Program on Survivors of Human Trafficking and Gender-Based Violence in the Philippines/ Eşleştirilmiş Bir Tasarruf Programının Filipinler'de İnsan Ticareti ve Toplumsal Cinsiyete Dayalı Şiddet Mağdurları Üzerindeki Etkisi

Abstract

Survivors of human trafficking commonly experience significant financial difficulties, including lack of access to secure employment, recurring debt, minimal savings, and pressures to provide financially for their families. These experiences can exacerbate their vulnerability to experiencing further violence. Although economic empowerment interventions are greatly needed for this population, few evaluations have been conducted of such programs. In this manuscript, we present findings from an assessment of the Barug program, a two-year matched savings and financial literacy program for survivors of human trafficking and gender-based violence and their family members in the Philippines. Quantitative and qualitative data were collected from 10 survivor graduates of the Barug program through a combination of structured surveys, in-depth interviews, and focus group discussions (FGDs). Quantitative findings demonstrated increases in participants’ savings after completion of the Barug program. Thematic analysis revealed five themes regarding survivors’ experiences in the program: prioritizing asset development, enhanced budgeting skills, escaping a cycle of debt, psychosocial impact, and improved family relationships. Survivors described the benefits of Barug as multi-faceted, including financial, social, and psychological effects. Findings reveal the promise of an integrated matched savings, financial literacy, and psychosocial support program in helping survivors achieve greater financial stability and psychosocial wellbeing.

Keywords

• Human trafficking
• gender-based violence
• savings
• asset development
• financial capability

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