Türkiye’de Kredi ve İhracat Arasındaki İlişki: İslami ve Konvansiyonel Bankaların Karşılaştırmalı Analizi

Year 2021, , 43 - 58, 15.01.2021

Etem Ergeç , Bengül Gülümser Kaytancı

https://doi.org/10.17541/optimum.804727

Cited By: 1

Abstract

Finansal akımlar, ekonomik faaliyetleri ve ihracatı etkileme potansiyeline sahiptir. Bu çalışmada, 2006-2019 dönemi için hem toplam hem de orta-uzun vadeli krediler ile ihracat arasındaki nedensellik ilişkileri birçok ihracatçı imalat sanayi sektörü için Toda-Yamamoto yöntemiyle araştırılmıştır. Üretime ve reel sektöre aktarılan fonların payı İslami bankalar için düşük olmasına rağmen, konvansiyonel bankalara kıyasla İslami banka kredilerinin ihracat üzerinde daha güçlü bir nedensel etkisi vardır.

Keywords

İslami bankacılık, banka kredileri, Türk bankacılık sistemi, İhracat, İmalat Sanayi

Relationship between Loans and Export in Turkey: Comparative Analysis of Islamic and Conventional Banks

Abstract

Financial flows have a potential to influence the economic activity and exports. In this study, causality relationships between both total loans and medium-long term loans and exports were investigated by the Toda-Yamamoto method for various exporting manufacturing industries in Turkey for the period 2006-2019. Although the share of funds directed to the real sector and production is low for Islamic banks, the loans supplied by Islamic banks have a stronger causal effect on exports compared to conventional banks.

Keywords

Islamic banking, loans, export, manufacturing industry, Turkish banking system

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