İSLAMİ FİNANS VE ORTA DOĞU ÜLKELERİNDE GÖNÜLLÜ MALİ DIŞLAMA

Year 2016, Volume: 8 Issue: 2, 114 - 137, 01.12.2016

Recep Yorulmaz

Abstract

Bu makale, İslami bankacılık hizmetlerinin arzının artırılması ile gönüllü olarak finansal anlamda dışlanmış grupların arasındaki bağı deneysel olarak incelemektedir. Verilerin yapısı nedeniyle, İslami bankacılık ile gönüllü finansal dışlanma arasındaki ilişkiyi değerlendirmek için en küçük kareler yöntemini kullanıyoruz. Aynı zamanda, literatürdeki sonuçların değişimi olarak, bu makale önde gelen Müslüman ülkelerde İslami finans ve finansal dışlanma arasındaki bağ aracılığıyla mekanizmaları değerlendirmeyi amaçlamaktadır. Sonuçlar, literatürdeki argümanların iyileştirilmesiyle her iki ülke örneğinde İslami bankacılık ile finansal katılım arasında nispeten daha güçlü bir ilişki bulunduğunu gözler önüne sermektedir

Keywords

Finansal katılım, İslami Finans ve Mikrofinans

ISLAMIC FINANCE AND VOLUNTARILY FINANCIAL EXCLUSION IN MIDDLE EASTERN COUNTRIES

Abstract

This paper empirically investigates the association of increasing the supply of Islamic banking services and voluntarily financially excluded groups. Due to the structure of the data, we use ordinary least square estimations to assess the association between Islamic banking and voluntarily financial exclusion. In the meantime, as the modification of the results in the literature, this paper aims to assess the mechanisms by which the association of Islamic finance and financial exclusion in Muslim dominant countries. The results suggest that improving the arguments in the literature, we find a relatively stronger association between Islamic banking and financial inclusion in both country samples

Keywords

Financial Inclusion, Islamic Finance, and Microfinance

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