Altyapı Projelerinin Finansmanında Sürdürülebilir Enerji Kaynakları için Fintech Uygulamaları ile Yeni Nesil Fon Kullanımı Yöntem Önerileri

Yıl 2025, Sayı: 43, 169 - 188, 30.01.2025

Fikri Kaplan

Öz

Özet
Yeşil finansman, yenilenebilir enerji vb. sürdürülebilir enerji projelerinin verimliliğinin devamı için önemli kavramalardan biridir. . Yeşil tahviller ve yeşil sigorta şu anda çevreci işletmelerin sürdürülebilirlikleri için ele alınabilecek iki finansman mekanizmasıdır. Yeşil tahvil tedarik süreci boyunca ihraç eden şirketler ve yatırımcılar bazı sorunlarla karşılaşılmaktadır. Ancak Nesnelerin İnterneti (IoT), Yapay Zeka (AI), bulut bilişim, blok zinciri ve robotik gibi finansal teknolojiler, finans ve sürdürülebilir enerji projeleri gibi çeşitli alanlarda önemlerini ve etkilerini kanıtladıkları için yeşil finansman için umut verici bir çözüm önerisi haline gelmiştir. Bu çalışmanın amacı, yeşil finanse edilen sürdürülebilir altyapı tedarikinde fintech teknolojilerinin rolünü ve önemini ele almak ve analiz etmek ve araştırma sonuçlarını, sınırlamalarını ve gelecekteki çalışmaları vurgulamaktır. Araştırmamızda, sürdürülebilir enerji tedariki için yeşil finans, yeşil tahviller, sigorta, fintech ve sürdürülebilirlik üzerine mevcut farklı araştırmaların konuya yaklaşımlarını eke alarak metin içerisinde tez ve antitezlere vurgu yapılmıştır. Çalışmanın bulguları, yeşil finansmanlı sürdürülebilir enerji projeleri için fon tedarik süreci için önerilen Fintech tabanlı üst düzey altyapı oluşturulması olarak ortaya çıkmıştır. Bu çalışma, yeşil finansman ve sürdürülebilir enerji projeleri için fon tedarik sürecinin sorunsuz olması için fintech entegrasyonu hakkında daha önce yayınlanmış araştırmalardan gelen bilgileri gruplandırmaya yönelik bir analiz yapmaktır.

Anahtar Kelimeler

yeşil finans, fintech, sürdürülebilirlik, sürdürülebilir finans, finansal teknolojiler

NEW GENERATION FUND USE METHOD SUGGESTIONS WITH FINTECH APPLICATIONS FOR SUSTAINABLE ENERGY RESOURCES IN FINANCING INFRASTRUCTURE PROJECTS

Öz

Green financing is one of the important concepts for the continuation of the efficiency of sustainable energy projects such as renewable energy. Green bonds and green insurance are currently two financing mechanisms that can be considered for the sustainability of environmentally friendly businesses. During the green bond procurement process, issuing companies and investors encounter some problems. However, financial technologies such as the Internet of Things (IoT), Artificial Intelligence (AI), cloud computing, blockchain and robotics have become a promising solution proposal for green financing as they have proven their importance and impact in various areas such as finance and sustainable energy projects. The aim of this study is to address and analyze the role and importance of fintech technologies in the provision of green financed sustainable infrastructure and to highlight research results, limitations and future studies. In our research, the approaches of different existing researches on green finance, green bonds, insurance, fintech and sustainability for sustainable energy procurement are added and thesis and antithesis are emphasized in the text. The findings of the study have emerged as the creation of a Fintech-based high-level infrastructure recommended for the fund procurement process for green financed sustainable energy projects. This study aims to conduct an analysis to group information from previously published research on fintech integration to ensure a smooth funding process for green financing and sustainable energy projects.

Anahtar Kelimeler

green finance, fintech, sustainability, sustainable finance, financial technologies

Kaynakça

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