Does Bank Size Affect The Bank Profitability? An Evidence From Borsa Istanbul (BIST), Turkey

Abstract

Bu araştırmanın amacı Borsa İstanbul (BIST)’da faaliyet gösteren bankaların büyüklükleri ile karlılık oranları arasındaki ilişkiyi analiz etmektir. Araştırmanın amacı çerçevesinde BIST’de faaliyet gösteren 13 adet bankanın 2005-2019 dönemi verileri analiz edilmiştir. Araştırmada karlılık göstergesi olarak özkaynak karlılık oranı (ROE) kullanılmıştır. Araştırmanın bağımsız değişkeni banka büyüklüğüdür. Banka büyüklüğü toplam aktifler, toplam özkaynaklar ve çalışan sayısı ile temsil edilmiştir. Araştırmanın kontrol değişkenleri kaldıraç oranı ve likiditedir. Araştırmada üç adet regresyon modeli ile değişkenler arasındaki ilişkiler tahmin edilmiştir. Analizlerden elde edilen sonuçlara göre toplam aktifler, toplam özkaynaklar ve çalışan sayısı karlılık oranı ROE üzerinde pozitif yönlü etkilidir. Bunun yanı sıra kontrol değişkenlerinden finansal kaldıraç oranı karlılık oranı ROE üzerinde negatif yönlü etkiye sahip iken likidite karlılık oranı ROE üzerinde pozitif yönlü etkiye sahiptir.

Keywords

• Karlılık
• ROE
• Borsa İstanbul
• Bankacılık
• büyüklük

Does Bank Size Affect The Bank Profitability? An Evidence From Borsa Istanbul (BIST), Turkey

Abstract

The aim of the research is to analyze the relationship between the size of the banks operating in Borsa Istanbul (BIST) and their profitability ratios. Within the scope of the research, the data of 2005-2019 period of 13 banks operating in BIST were analyzed. Return on equity ratio (ROE) is used as a profitability indicator in the research. The independent variable of the research is the size of the bank. Bank size is represented by total assets, total equity and number of employees. The control variables of the research are leverage ratio and liquidity. In the study, the relationships between variables were estimated using three regression models. According to the results obtained from the analysis, it is determined that total assets, total equity and number of employees has a positive effect on the ROE and influence ROE positively. In addition, financial leverage ratio influences ROE negatively while the liquidity ratio influences ROE positively.

Keywords

• Profitability
• Size
• ROE
• Borsa Istanbul
• Banking

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