Financial Inclusion and Islamic Finance: A Survey of Islamic Financial Literacy Index

Yıl 2017, Cilt: 3 Sayı: 2, 0 - 0, 01.07.2017

Bünyamin Er , Mesut Mutlu

https://doi.org/10.25272/j.2149-8407.2017.3.2.02

Öz

According to the Worldbank, the rate of financial
exclusion due to religious reasons, which is 7% in the
world, is 9.7% in the group of D-8 countries. Islamic banks
or participation banks in Turkey appear to be the most
important interface for increasing the tendency of
individuals with religious sensitivity for financial inclusion
by rendering services like deposit banks in accordance with
religious principles for such persons. It's very important
that we know the İslamic financial literacy level of
individuals with religious sensitivity for the purpose of
increasing their financial inclusion. However, a tool for
measuring Islamic financial literacy level has not been
generated yet.
In this study, an Islamic financial literacy survey was
generated and with results of this survey İslamic financial
literacy index was studied for revealing the current status
with the purpose of increasing the level of Islamic financial
literacy. To that end, 3 separate sub-indexes were
generated along with the general index of Islamic financial
literacy. As a result of the study, general index of Islamic
financial literacy was calculated as 58%

Anahtar Kelimeler

Financial inclusion , Islamic financial literacy , Islamic banks

Kaynakça

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