Microcredit has developed extremely rapidly since its beginning in the late 1970, however which main factors determine the growth of the microcredit is a subject for debate. The primary purpose of this study was to determine the key factors that determine the growth of the microcredit sector. The target population was the 307 borrowers of microfinance institutions selected from Isyk-Kul region, Chuy region and Bishkek city. Data collection methods such as questionnaires, observation and interviews were used. Sampling technique was used and results analyzed qualitatively and quantitatively in terms of descriptive statistics. The main factor for developing microcredit was the excessive demand for microcredit product in Kyrgyzstan due to the structure of the economy and employment.
microcredit microfinance interest rate factor analysis excessive demand Kyrgyzstan
Microcredit has developed extremely rapidly since its beginning in the late 1970, however which main factors determine the growth of the microcredit is a subject for debate. The primary purpose of this study was to determine the key factors that determine the growth of the microcredit sector. The target population was the 307 borrowers of microfinance institutions selected from Isyk-Kul region, Chuy region and Bishkek city. Data collection methods such as questionnaires, observation and interviews were used. Sampling technique was used and results analyzed qualitatively and quantitatively in terms of descriptive statistics. The main factor for developing microcredit was the excessive demand for microcredit product in Kyrgyzstan due to the structure of the economy and employment.
microcredit microfinance interest rate factor analysis excessive demand Kyrgyzstan
Микрофинансовая система начала развиваться чрезвычайно быстро начиная с 1970 г., что
послужило причиной пристального внимания исследователей к данной теме. Основной целью
данного исследования явилось определение ключевых факторов, обусловливающих развитие
микрокредитного сектора в Кыргызстане. Было привлечено 307 заемщиков микрофинансовых
учреждений, представляющих Иссык-Кульскую, Чуйскую области и г.Бишкек. Использовались
такие методы сбора данных, как анкетирование, наблюдение и интервью. Были применены количественные и качественные методы описательной статистики. Определен основной фактор
развития микрокредитного сектора как чрезмерный спрос на микрокредитование, обусловленный структурой экономики и занятостью.
микрокредит микрофинансы процентная ставка факторный анализ избыточный спрос Кыргызстан
Birincil Dil | Rusça |
---|---|
Bölüm | Araştırma Makalesi |
Yazarlar | |
Yayımlanma Tarihi | 1 Mayıs 2016 |
Gönderilme Tarihi | 1 Ocak 2016 |
Yayımlandığı Sayı | Yıl 2016 Sayı: 69 |