Research Article
BibTex RIS Cite

Evaluation of the Concept of Financial Literacy in the Context of Preschool Children, Teachers and Parents'

Year 2025, Volume: 7 Issue: 2, 330 - 338, 31.12.2025
https://doi.org/10.51535/tell.1817605

Abstract

This research aims to conduct an in-depth analysis of how financial literacy skills are shaped in the preschool period and how the perspectives of teachers, parents, and children influence this process. Within the scope of the research, data was collected from 60 participants (teachers, parents, and children) using semi-structured interview forms, and the findings obtained through descriptive analysis were examined. The findings show that parents generally tend to save by spending in a planned manner and implement activities such as piggy banks and shopping experiences to teach their children the value of money. Children mostly associated "money" with shopping and toys and tended to perceive the bank as a "place that gives money". Teachers stated that they were partially familiar with financial literacy but did not have in-depth knowledge. Nevertheless, toy money, market/role-play games and piggy bank activities were frequently used in classroom applications. The results emphasise the importance of cooperation between the family, school and society in developing financial awareness in the pre-school period and reveal that future education programmes should devote more space to financial issues.

References

  • Arslantaş, T., & Gök, B. (2022). Examining the literacy environments of pre-school children in terms of different variables. RumeliDE Language and Literature Research Journal, (30), 689-701.
  • Başar, T., & Elyıldırım, E. (2022). An examination of preschool teachers' science literacy levels and their attitudes towards science education. Ahi Evran University Kırşehir Faculty of Education Journal, 23(1), 1268-1302.
  • Çolakoğlu, M. H. (2017). Cooperation in school and science centre education. Journal of Informal Environment Research, 2(2), 1-24.
  • Dilek, Ö. (2023). Measuring financial literacy levels: The case of secondary school children. Journal of Economics, Finance and Sustainability, 1(1), 1-21. https://doi.org/10.5281/zenodo.10400962
  • Gültekin, G., & Çarıkçı, O. (2021). Measuring the financial literacy levels of public employees: The case of Isparta province. Journal of Financial Research and Studies, 13(25), 432-456. https://doi.org/10.14784/marufacd.976384
  • Gültekin, S. Ö., & Acar, D. (2024). Examining secondary school children's perceptions of financial literacy and money management. Şura Academy, (6) (YOUTH), 83-92.
  • Kakilli Acaravcı, S., & Bediroğlu, K. (2019). Financial literacy: An application at Hatay Mustafa Kemal University. Journal of Business and Economics Studies, 7(2), 30-51.
  • Karasar, N. (2008). Bilimsel araştırma yöntemi: Kavramlar, ilkeler, teknikler (18. baskı). Nobel Yayın Dağıtım.
  • Kılıç, R., & Ünal, M. (2020). An examination of parents' views on science and science activities in the pre- school period (The case of Elazığ province). Mehmet Akif Ersoy University Journal of Educational Sciences Institute, 8(10), 1-20.
  • Köroğlu, H. (2021). An examination of middle school students' financial literacy skills in terms of various variables (Master's thesis, Adnan Menderes University, Institute of Social Sciences).
  • Layık, L., Yardımcıoğlu, F., & Durmuş, M. E. (2023). How financially literate are PoliticalScience Faculty students? International Journal of Economic Research, 8(3), 27-46.
  • Ministry of National Education. (2024). Turkey Century Education Model: Common Text of Teaching Programmes. MEB.
  • Öngen, H. B., & Öngen, E. (2018). The effect of financial literacy education on the financial literacy levels of university students: The example of Adnan Menderes University Aydın Faculty of Economics. Academic Perspective International Peer-Reviewed Social Sciences Journal, (66), 222-238.
  • Özdemir, B. (2022). Financial literacy in the education process: Literature study. The Universal Academic ResearchJournal, 4(2), 64-70. https://doi.org/10.55236/tuara.977841
  • Öztürk, E., & Demir, Y. (2015). Financial literacy and money management: An application on academic staff at Süleyman Demirel University. Accounting and Finance Journal, (68), 113-134. https://doi.org/10.25095/mufad.396629
  • Öztürk, M. E., & Yalçın, Z. (2019). Studies conducted on university children in Turkey to determine the level of financial literacy. Munzur University Journal of Social Sciences, 8(15), 83-98.
  • Serdaroğlu, H. U., & Bekir, H. (2024). Postgraduate theses on the concept of "literacy" in the pre-school period in Turkey: Systematic reviews and meta-analyses. Literature Review, 5(2), 165-177. https://doi.org/10.59320/alanyazin.1544876
  • Şimşek, T., Hithit, M., & Şimşek, N. (2021). Determining attitudes and behaviours related to financial literacy and money management. Enderun, 5(2), 117-143.
  • Sönmez, M. T. (2022). The development of financial awareness in early stages and the integration of financial literacy topics into mathematics lessons. Yaşadıkça Eğitim/Journal of Education for Life, 36(2), 569-589. https://doi.org/10.33308/26674874.2022362402
  • Sönmez, Y., & Kılıç, E. (2020). A study on determining levels of financial literacy: The case of Kastamonu University. Nevşehir Hacı Bektaş Veli University Journal of Social Sciences, 10(2), 479-497. https://doi.org/10.30783/nevsosbilen.676553
  • Taşpunar Altunbaş, S. (2019). The relationship between Islamic financial literacy and halalliteracy. Istanbul Management Journal, (86), 57-73.
  • UNICEF & Ministry of National Education. (2024). Comparison of 2024 UNICEF and MEB Maarif 2024 pre- school education programmes. [Publisher/access information not available].
  • Yalçınkaya, T. (2013). Wooden toys in pre-school. Marmara University Atatürk Faculty of Education Journal of Educational Sciences, 4(4), 229-239.
  • Yalman, N., & Kayahan, C. (2023). A study on determining the financial literacy level of university students: The case of Afyon Kocatepe University. Bucak Faculty of Business Administration Journal, 6(2), 214-225. https://doi.org/10.38057 /bifd.1333737
  • Yıldırım, A. & Şimşek, H. (2022). Sosyal bilimlerde nitel araştırma yöntemleri (12. baskı). Seçkin Yayıncılık. Yılmaz, Y., & Tunce, M. (2017). Determining the level of financial literacy: A study on students of the Faculty of Economics and Administrative Sciences at Dicle University. Dicle University Journal of Economics and Administrative Sciences, 7(14), 301-312.
There are 25 citations in total.

Details

Primary Language English
Subjects Social and Humanities Education (Excluding Economics, Business and Management), Curriculum and Teaching in Economics, Business and Management
Journal Section Research Article
Authors

Barış Okurer

Emel Arslan 0000-0002-1294-0855

Submission Date November 4, 2025
Acceptance Date December 19, 2025
Publication Date December 31, 2025
Published in Issue Year 2025 Volume: 7 Issue: 2

Cite

APA Okurer, B., & Arslan, E. (2025). Evaluation of the Concept of Financial Literacy in the Context of Preschool Children, Teachers and Parents’. Journal of Teacher Education and Lifelong Learning, 7(2), 330-338. https://doi.org/10.51535/tell.1817605

2617220107