Araştırma Makalesi
BibTex RIS Kaynak Göster
Yıl 2023, Cilt: 18 Sayı: 1, 82 - 83, 15.01.2024
https://doi.org/10.17261/Pressacademia.2023.1859

Öz

Kaynakça

  • Agarwal, J. D., Agarwal, Y., & Agarwal, A. (2022). Ranking world economies based on fintech vertical opportunity index (FVOI). Finance India, 36(4), 221-235.
  • Banik, B., & Roy, C. K. (2023). Measuring fintech-driven financial inclusion for developing countries: Comprehensive Digital Financial Inclusion Index (CDFII). Economic Journal of Emerging Markets, 5(3), 143-159.
  • Di Nallo, L., Marandola, D., Battista, R., & Russotto, M. L. (2023). Financial system and big data: state of the art. International Journal of Digital Culture and Electronic Tourism, 4(2), 141-154.
  • Huong, A. Y. Z., Puah, C. H., & Chong, M. T. (2021). Embrace fintech in ASEAN: a perception through fintech adoption index. Research in World Economy, 4(2), 171-189.
  • Kowalewski, O., & Pisany, P. (2023). The rise of fintech: a cross-country perspective. Technovation, 122, 102642.
  • Lavrinenko, O., Čižo, E., Ignatjeva, S., Danileviča, A., & Krukowski, K. (2023). Financial Technology (FinTech) as a Financial Development Factor in the EU Countries. Economies, 11(2), 45-56.
  • Mahmud, K., Joarder, M. M. A., & Muheymin-Us-Sakib, K. (2022). Adoption factors of FinTech: evidence from an emerging economy country-wide representative sample. International Journal of Financial Studies, 11(1), 9-19.
  • Mahmud, K., Joarder, M. M. A., & Sakib, K. (2022). Fintech Ecosystem across developing countries: cross-country explanatory comparison. Journal of Business Administration, 43(2), 103-130.
  • Micheli, A. P., Calce, A. M., & Di Nallo, L. (2023). Value Creation in Fintech Sector. PressAcademia Procedia, 16(1), 198-199.
  • Pauliukevičienė, G., & Stankevičienė, J. (2021). Assessment of the impact of external environment on FinTech development. Contemporary Issues in Business, Management and Economics Engineering, 321-330.

FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS

Yıl 2023, Cilt: 18 Sayı: 1, 82 - 83, 15.01.2024
https://doi.org/10.17261/Pressacademia.2023.1859

Öz

Purpose- FinTech represents all innovation related to how businesses seek to improve the process, delivery, and use of financial services and it is not a mere technological phenomenon. Considering that the various innovations in the financial and technological fields require the use of explanatory indices, the aim of this work is to propose an analysis of the factors that influence the degree of adoption of Fintech in the European countries.
Methodology- We use a correlation model in order to highlight the first results on the relationship between the degree of Fintech at a geographical level and some explanatory variables. The final sample consists of 28 European countries that have all variables requested in the analyisis. Specifically, the level of Fintech is measured by The Global Fintech Index developed by Findexable, while the factors that influence the Fintech come from dataset of International Monetary Fund (IMF): the number of ATMs, number of commercial bank branches, while the intensity of outstanding deposits with commercial banks and outstanding loans from commercial banks is lower
Findings- Regarding the analysis of the year 2021, our result indicates preliminarily that Fintech is negatively affected by the number of ATMs, number of commercial bank branches, while the intensity of outstanding deposits with commercial banks and outstanding loans from commercial banks is lower. This findings are consistent with this assumption: one of the driver of the Fintech is the digitalization.
Conclusion- The result of our model indicates that the degree of Fintech at a geographical leve seems to be linked to explanatory variables that are related to the banking world. This represents a useful information to academic, practitioners and policymakers. In fact, according to literature, Fintech has an effect on financial system and financial stability. Therefore the explanation of Fintech phenomenon and its measurement represent a crucial point. Future extensions of research could consider additional measures of Fintech and a focus on the most representative explanatory variables.

Kaynakça

  • Agarwal, J. D., Agarwal, Y., & Agarwal, A. (2022). Ranking world economies based on fintech vertical opportunity index (FVOI). Finance India, 36(4), 221-235.
  • Banik, B., & Roy, C. K. (2023). Measuring fintech-driven financial inclusion for developing countries: Comprehensive Digital Financial Inclusion Index (CDFII). Economic Journal of Emerging Markets, 5(3), 143-159.
  • Di Nallo, L., Marandola, D., Battista, R., & Russotto, M. L. (2023). Financial system and big data: state of the art. International Journal of Digital Culture and Electronic Tourism, 4(2), 141-154.
  • Huong, A. Y. Z., Puah, C. H., & Chong, M. T. (2021). Embrace fintech in ASEAN: a perception through fintech adoption index. Research in World Economy, 4(2), 171-189.
  • Kowalewski, O., & Pisany, P. (2023). The rise of fintech: a cross-country perspective. Technovation, 122, 102642.
  • Lavrinenko, O., Čižo, E., Ignatjeva, S., Danileviča, A., & Krukowski, K. (2023). Financial Technology (FinTech) as a Financial Development Factor in the EU Countries. Economies, 11(2), 45-56.
  • Mahmud, K., Joarder, M. M. A., & Muheymin-Us-Sakib, K. (2022). Adoption factors of FinTech: evidence from an emerging economy country-wide representative sample. International Journal of Financial Studies, 11(1), 9-19.
  • Mahmud, K., Joarder, M. M. A., & Sakib, K. (2022). Fintech Ecosystem across developing countries: cross-country explanatory comparison. Journal of Business Administration, 43(2), 103-130.
  • Micheli, A. P., Calce, A. M., & Di Nallo, L. (2023). Value Creation in Fintech Sector. PressAcademia Procedia, 16(1), 198-199.
  • Pauliukevičienė, G., & Stankevičienė, J. (2021). Assessment of the impact of external environment on FinTech development. Contemporary Issues in Business, Management and Economics Engineering, 321-330.
Toplam 10 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Konular İşletme
Bölüm Makaleler
Yazarlar

Loris Dı Nallo Bu kişi benim 0000-0001-7095-2072

Anna Paola Mıchelı Bu kişi benim 0000-0003-1150-1874

Nicolo’ Gıangrande Bu kişi benim 0009-0005-2507-2857

Yayımlanma Tarihi 15 Ocak 2024
Gönderilme Tarihi 15 Kasım 2023
Kabul Tarihi 15 Ocak 2024
Yayımlandığı Sayı Yıl 2023 Cilt: 18 Sayı: 1

Kaynak Göster

APA Dı Nallo, L., Mıchelı, A. P., & Gıangrande, N. (2024). FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS. PressAcademia Procedia, 18(1), 82-83. https://doi.org/10.17261/Pressacademia.2023.1859
AMA Dı Nallo L, Mıchelı AP, Gıangrande N. FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS. PAP. Ocak 2024;18(1):82-83. doi:10.17261/Pressacademia.2023.1859
Chicago Dı Nallo, Loris, Anna Paola Mıchelı, ve Nicolo’ Gıangrande. “FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS”. PressAcademia Procedia 18, sy. 1 (Ocak 2024): 82-83. https://doi.org/10.17261/Pressacademia.2023.1859.
EndNote Dı Nallo L, Mıchelı AP, Gıangrande N (01 Ocak 2024) FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS. PressAcademia Procedia 18 1 82–83.
IEEE L. Dı Nallo, A. P. Mıchelı, ve N. Gıangrande, “FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS”, PAP, c. 18, sy. 1, ss. 82–83, 2024, doi: 10.17261/Pressacademia.2023.1859.
ISNAD Dı Nallo, Loris vd. “FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS”. PressAcademia Procedia 18/1 (Ocak 2024), 82-83. https://doi.org/10.17261/Pressacademia.2023.1859.
JAMA Dı Nallo L, Mıchelı AP, Gıangrande N. FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS. PAP. 2024;18:82–83.
MLA Dı Nallo, Loris vd. “FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS”. PressAcademia Procedia, c. 18, sy. 1, 2024, ss. 82-83, doi:10.17261/Pressacademia.2023.1859.
Vancouver Dı Nallo L, Mıchelı AP, Gıangrande N. FACTORS AFFECTING COUNTRY FINTECH: AN EUROPEAN ANALYSIS. PAP. 2024;18(1):82-3.

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