Araştırma Makalesi
BibTex RIS Kaynak Göster
Yıl 2023, Cilt: 18 Sayı: 1, 90 - 91, 15.01.2024
https://doi.org/10.17261/Pressacademia.2023.1863

Öz

Kaynakça

  • Allen, F., Carletti, E., Cull, R., Qian, J. Q., Senbet, L., & Valenzuela, P. (2014). The African financial development and financial inclusion gaps. Journal of African economies, 23(5), 614-642.
  • Anakpo, G., Xhate, Z., & Mishi, S. (2023). The policies, practices, and challenges of digital financial ınclusion for sustainable development: the case of the developing economy. FinTech, 2(2), 327-343.
  • Ayaa, M. M., & Peprah, W. K. (2021). Gender difference ın ınvestment decision making: evidence from Ghana. International Journal of Economics, Commerce, and Management, 415-425.
  • Barajas, A., Beck, T., Belhaj, M., & Naceur, S. B. (2020). Financial inclusion: what have we learned so far? What do we have to learn?. IMF Working Papers, 2020(157).
  • Botric, V., & Broz, T. (2017). Gender differences in financial inclusion: Central and South Eastern Europe. South-Eastern Europe Journal of Economics, 15(2), 129-141.
  • Demirgüç-Kunt, A., & Singer, D. (2017). Financial inclusion and inclusive growth: A review of recent empirical evidence. World Bank Policy Research Working Paper, (8040).
  • Ediagbonya, V., & Tioluwani, C. (2023). The role of fintech in driving financial inclusion in developing and emerging markets: issues, challenges and prospects. Technological Sustainability, 2(1), 100-119.
  • Ekong, U. M., & Ekong, C. N. (2022). Digital currency and financial inclusion in Nigeria: lessons for development. Journal of Internet and Digital Economics, 2(1), 46-67.
  • Ergün, H. O., & Ergün, T. (2021). Türkiye’de finansal erişimin belirleyici faktörleri üzerine bir araştırma. Finansal Araştırmalar ve Çalışmalar Dergisi, 13(24), 111-128.
  • Ghosh, S., & Vinod, D. (2017). What constrains financial inclusion for women? Evidence from Indian micro data. World Development, 92, 60-81.
  • Goswami, S., Sharma, R. B., & Chouhan, V. (2022). Impact of financial technology (Fintech) on financial inclusion (FI) in Rural India. Universal Journal of Accounting and Finance, 10(2), 483-497.

GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS

Yıl 2023, Cilt: 18 Sayı: 1, 90 - 91, 15.01.2024
https://doi.org/10.17261/Pressacademia.2023.1863

Öz

Purpose- Definition of financial inclusion; FI enables adults to access and efficaciously use a range of proper financial services. It plays a crucial role in raising economic growth in point of industry, firm and national level. Accessing to the products and services are achievable with financial inclusion. In the world, financial access is not reachable due to socio-economical reasons. Financial inclusion should involve the obstacles facing, reaching out access. This has an effect on decision makings and financial behaviors. However, gender disagregated statistics are not common in literature. All economies may reach economic growth, recognizing gender differences, and enhancing awareness among households. Aim of this study is to figure out the investing / borrowing behaviors of households. This study seeks “is there a gender difference in the level of financial behavior for Turkiye?”.
Methodology- We employ a questionnaire to figure out if there exists a gender difference about various metrics in financial behavior. In the research method of this study, comparative analysis was made to reach out gender differences of respondents regarding financial behavior using excell with the help of coding. Google questionnaire prepared by authors was pre-tested and then authors maintaing to send the questionnaire via social media. 102 respondents were reached out. Firstly, it was made demographic analysis of respondents, and then it was analysed the financial behavior of respondents.
Findings- Findings prove the fact that there is gender difference in behavior of making payments, savings, daily life, auto and home needs, making decisions, QR Code usage, awareness of Fintech products and number of credit cards. Majority of respondents feel confident about private pension system.. However, there is slightly difference in number of private pension contracts. In general, all respondents own a bank account. Money transfer, using a bank application behavior, does not differ among individuals.
Conclusion- Based upon the analysis, it may be concluded that financial behavior affects individuals’ choices and this generates differences in terms of usage, needs, decisions and awareness. Socio-economical factor plays a crucial role regarding generating awareness in financial behavior.

Kaynakça

  • Allen, F., Carletti, E., Cull, R., Qian, J. Q., Senbet, L., & Valenzuela, P. (2014). The African financial development and financial inclusion gaps. Journal of African economies, 23(5), 614-642.
  • Anakpo, G., Xhate, Z., & Mishi, S. (2023). The policies, practices, and challenges of digital financial ınclusion for sustainable development: the case of the developing economy. FinTech, 2(2), 327-343.
  • Ayaa, M. M., & Peprah, W. K. (2021). Gender difference ın ınvestment decision making: evidence from Ghana. International Journal of Economics, Commerce, and Management, 415-425.
  • Barajas, A., Beck, T., Belhaj, M., & Naceur, S. B. (2020). Financial inclusion: what have we learned so far? What do we have to learn?. IMF Working Papers, 2020(157).
  • Botric, V., & Broz, T. (2017). Gender differences in financial inclusion: Central and South Eastern Europe. South-Eastern Europe Journal of Economics, 15(2), 129-141.
  • Demirgüç-Kunt, A., & Singer, D. (2017). Financial inclusion and inclusive growth: A review of recent empirical evidence. World Bank Policy Research Working Paper, (8040).
  • Ediagbonya, V., & Tioluwani, C. (2023). The role of fintech in driving financial inclusion in developing and emerging markets: issues, challenges and prospects. Technological Sustainability, 2(1), 100-119.
  • Ekong, U. M., & Ekong, C. N. (2022). Digital currency and financial inclusion in Nigeria: lessons for development. Journal of Internet and Digital Economics, 2(1), 46-67.
  • Ergün, H. O., & Ergün, T. (2021). Türkiye’de finansal erişimin belirleyici faktörleri üzerine bir araştırma. Finansal Araştırmalar ve Çalışmalar Dergisi, 13(24), 111-128.
  • Ghosh, S., & Vinod, D. (2017). What constrains financial inclusion for women? Evidence from Indian micro data. World Development, 92, 60-81.
  • Goswami, S., Sharma, R. B., & Chouhan, V. (2022). Impact of financial technology (Fintech) on financial inclusion (FI) in Rural India. Universal Journal of Accounting and Finance, 10(2), 483-497.
Toplam 11 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Konular İşletme
Bölüm Makaleler
Yazarlar

Dilek Lebleci Teker 0000-0002-3893-4015

Sena Donmez Bu kişi benim 0000-0001-8262-0008

Yayımlanma Tarihi 15 Ocak 2024
Gönderilme Tarihi 15 Kasım 2023
Kabul Tarihi 15 Ocak 2024
Yayımlandığı Sayı Yıl 2023 Cilt: 18 Sayı: 1

Kaynak Göster

APA Lebleci Teker, D., & Donmez, S. (2024). GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS. PressAcademia Procedia, 18(1), 90-91. https://doi.org/10.17261/Pressacademia.2023.1863
AMA Lebleci Teker D, Donmez S. GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS. PAP. Ocak 2024;18(1):90-91. doi:10.17261/Pressacademia.2023.1863
Chicago Lebleci Teker, Dilek, ve Sena Donmez. “GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS”. PressAcademia Procedia 18, sy. 1 (Ocak 2024): 90-91. https://doi.org/10.17261/Pressacademia.2023.1863.
EndNote Lebleci Teker D, Donmez S (01 Ocak 2024) GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS. PressAcademia Procedia 18 1 90–91.
IEEE D. Lebleci Teker ve S. Donmez, “GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS”, PAP, c. 18, sy. 1, ss. 90–91, 2024, doi: 10.17261/Pressacademia.2023.1863.
ISNAD Lebleci Teker, Dilek - Donmez, Sena. “GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS”. PressAcademia Procedia 18/1 (Ocak 2024), 90-91. https://doi.org/10.17261/Pressacademia.2023.1863.
JAMA Lebleci Teker D, Donmez S. GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS. PAP. 2024;18:90–91.
MLA Lebleci Teker, Dilek ve Sena Donmez. “GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS”. PressAcademia Procedia, c. 18, sy. 1, 2024, ss. 90-91, doi:10.17261/Pressacademia.2023.1863.
Vancouver Lebleci Teker D, Donmez S. GENDER DIFFERENCE IN FINANCIAL BEHAVIOR: A COMPARATIVE ANALYSIS. PAP. 2024;18(1):90-1.

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