Research Article

Assessing The Effectiveness of Credit Operations in Commercial Banks

Volume: 8 Number: 1 March 30, 2023
Yılmaz Ulvi Uzun *, Saken Abdıbekov , Adilet Kabulov
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Assessing The Effectiveness of Credit Operations in Commercial Banks

Abstract

The generation of the credit system consists of a network of independent banking institutions that directly serve the economy and provide extensive financial services on a commercial basis. These are commercial, cooperative and private banks, which are collectively known as commercial banks in banking law. At present, the country has created a structure of commercial banks adapted to the local characteristics of the region to provide various types of banking services, working with different groups of clients. Second-tier banks are ready to provide their clients with about 200 different products and services. Such large-scale operations help commercial banks to support their customers and do profitable work even in adverse conditions. Banks or financial institutions seek to make a profit by extending credit. It is necessary to properly assess the solvency of the client to reduce the risk of repayment of the loan in full, with accrued interest.

Keywords

Credit , Bank , Interest , Banking , Profit , Kredi , Banka , Faiz , Bankacılık , Kar

References

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Details

Primary Language

English

Subjects

-

Journal Section

Research Article

Authors

Publication Date

March 30, 2023

Submission Date

December 5, 2022

Acceptance Date

December 15, 2022

Published in Issue

Year 2023 Volume: 8 Number: 1

IZ

https://izlik.org/JA25CB58ZZ

Cite

RIS / Bibtex
APA
Uzun, Y. U., Abdıbekov, S., & Kabulov, A. (2023). Assessing The Effectiveness of Credit Operations in Commercial Banks. Akademik İzdüşüm Dergisi, 8(1), 75-94. https://izlik.org/JA25CB58ZZ

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