FİNANSAL KATILIMIN ARTIRILMASINDA FİNTECH KULLANIMI: BİBLİOMETRİK BİR ANALİZ

Abstract

Finansal piyasaların ve bu piyasalarda yer alan aktörlerin etkinliklerini belirleyen temel göstergelerden birisi finansal katılımdır. Finansal katılım, finansal hizmetlere erişimin belirleyicisidir. Temel anlamda bir banka hesabına sahip olunması veya ileri düzey dijital ortamda bitcoin alım satımı yapılması finansal katılım ile ifade edilmektedir. Finansal teknoloji, bu gibi finansal hizmet ve ürünlerin bireylere ulaşımı noktasında zaman ve elde edilebilirlik kolaylığı sağlamaktadır. Bu çalışma, 2016 ile 2025 yılları arasında finansal katılımın artırılmasında finansal teknolojinin etkisinin belirlenmesi amacıyla bibliometrik bir analiz sunmaktadır. Web of Science veri tabanı kullanılarak 429 belge seçilmiş ve analiz için Biblioshiny ve R Studio yazılımları kullanılmıştır. Bibliometrik analiz, yayın yılı, önemli çalışmalar, etkili yazarlar gibi performans ölçümlerini ve kelime haritası, yayın bağlantıları gibi bilimsel haritalamayı içermektedir. Çalışma, bibliometrik analiz yardımı ile “finansal katılım” ve “finansal teknoloji” temaları arasındaki bağlantının keşfini ve gelecekteki çalışmalara fikir sunmayı amaçlamaktadır. Veriler, finansal teknoloji ve finansal katılımla ilgili çalışmaların sayısında özellikle 2020 yılından sonra önemli bir artış olduğunu ve bu alanda Çin, ABD, İngiltere ve Hindistan’da önemli yayınların yapıldığını göstermektedir.

Keywords

• Bibliometrik
• Biblioshiny
• Finansal Teknoloji
• Finansal Katılım

USING FINTECH IN INCREASING FINANCIAL INCLUSION: A BIBLIOMETRIC ANALYSIS

Abstract

One of the main indicators that determine the effectiveness of financial markets and the actors in these markets is financial participation. Financial inclusion is a determinant of access to financial services. In basic terms, having a bank account or buying and selling bitcoin in an advanced digital environment is defined as financial inclusion. Financial technology provides ease of time and availability in reaching such financial services and products to individuals. This study presents a bibliometric analysis to determine the impact of financial technology in increasing financial inclusion between 2016 and 2025. 429 documents were selected using the Web of Science database and Biblioshiny and R Studio software were used for analysis. Bibliometric analysis includes performance metrics such as publication year, important works, influential authors, and scientific mapping such as word map and publication links. The study aims to explore the connection between the themes of “financial inclusion” and “financial technology” with the help of bibliometric analysis and to provide ideas for future studies. The data show that there has been a significant increase in the number of studies on financial technology and financial inclusion, especially after 2020, and that important publications have been made in this field in China, the USA, the UK and India.

Keywords

• Bibliometrics
• Biblioshiny
• Financial Technology
• Financial Inclusion

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