Katılım Bankaları ve Ekonomik Büyüme İlişkisi; Seçilmiş Ülkeler Üzerine Panel Veri Analizi

Yıl 2021, , 409 - 440, 30.06.2021

Caner Dilber , Hacı Bayram Işık

https://doi.org/10.18074/ckuiibfd.889617

Öz

Bu çalışmanın amacı; İslami finansın, katılım bankaları özelinde gelişmesi ile ekonomik büyüme arasında bir ilişki olup olmadığının araştırılmasıdır. Bu sebeple İslami finans uygulamalarının yaygın olduğu ülkelerden 11 ülkenin (BAE, Kuveyt, Umman, Bahreyn, Türkiye, Malezya, Endonezya, Pakistan, Sudan, Mısır ve Ürdün) 2013-2018 yılları arasındaki verileri kullanılarak panel veri hazırlanmıştır. Çalışmada iki farklı model kurulmuştur. Birinci model için sabit etkiler, ikinci model için tesadüfi etkiler tahmincilerinin uygun olduğu görülmüştür. Kurulan modellerdeki temel varsayımlara ilişkin sapmalar nedeniyle her iki model Arellano, Froot ve Rogers dirençli standart hatalar tahmincileriyle tahmin edilmiştir. Çalışmanın sonuçlarına göre katılım bankalarının şube sayısı, toplam finansmanları ve ekonomideki sermaye oluşumu ile ekonomik büyüme arasında pozitif ve anlamlı bir ilişki bulunmaktadır.

Anahtar Kelimeler

İslami Finans, Katılım Bankaları, Ekonomik Büyüme, Arellano, Froot ve Rogers

The Relationship between Participation Banks and Economic Growth: Panel Data Analysis on Selected Countries

Öz

This study aimed to investigate whether there is a relationship between the development of Islamic finance specific to participation banks and economic growth. To this end, panel data of 11 countries, namely UAE, Kuwait, Oman, Bahrain, Turkey, Malaysia, Indonesia, Pakistan, Sudan, Egypt, and Jordan, where Islamic finance practices are widespread, were used for the period of 2013 and 2018. Both the fixed effects and the random effects models were used to analyze the data. Due to the deviations related to the basic assumptions in the models, both models were estimated by the Arellano, Froot and Rogers robust standard errors estimators. The results of the study indicated a positive and significant relationship between economic growth and the number of branches of participation banks, their total financing and capital formation in the economy.

Anahtar Kelimeler

Islamic Finance, Participation Banks, Economic Growth, Arellano, Froot and Rogers

Kaynakça

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