ADAPTING THE FINANCİAL ANXIETY SCALE (FAS) TO TURKISH: A VALIDITY AND RELIABILITY STUDY

Year 2024, , 738 - 749, 20.10.2024

Ahmet Ayvaz , Ekrem Sedat Şahin

https://doi.org/10.35379/cusosbil.1424009

Abstract

The purpose of this study is to adapt the Financial Anxiety Scale (Archuleta et al., 2013) to Turkish and to test its validity and reliability. Within the scope of the research, data were collected from 314 university students and adults for confirmatory factor analysis, 119 for convergent-discriminant validity study, and 21 for test-retest reliability study. First, a confirmatory factor analysis was conducted to test the validity of the adapted form. The relationships between the adapted scale and the variables of economic constraints, generalized anxiety, subjective social status, and life satisfaction were also examined to test convergent and discriminant validity. To test reliability, the internal consistency coefficient was examined and a test-retest study was conducted. It was observed that the model showed a good fit to the data in confirmatory factor analysis, and in addition, high CR and AVE values were found. It was also observed that the constructs potentially associated with the adapted instrument were related to the adapted scale, thus confirming convergent and discriminant validity. Regarding reliability, high internal consistency coefficients were found and a high level of correlation between the two administrations was observed in the test-retest study. As a result of the analyses, it was determined that the scale consisting of seven items demonstrated strong validity and reliability, indicating its suitability for use in studies addressing the concept of financial anxiety.

Keywords

Financial anxiety, Financial distress, Financial problems, Scale adaptation

MADDİ KAYGI ÖLÇEĞİNİN (MKÖ) TÜRKÇEYE UYARLANMASI: GEÇERLİK VE GÜVENİRLİK ÇALIŞMASI

Abstract

Bu araştırmada Maddi Kaygı Ölçeğinin (Archuleta vd., 2013) Türkçeye uyarlanması, geçerlik ve güvenirliğinin sınanması amaçlanmıştır. Araştırma kapsamında doğrulayıcı faktör analizi için 314, yakınsak- ayırt edici geçerlik çalışması için 119 ve test tekrar test çalışması için 21 üniversite öğrencisi ve yetişkinden veri toplanmıştır. Uyarlanan formun geçerliği için ilk olarak doğrulayıcı faktör analizi gerçekleştirilmiştir. Ayrıca yakınsak ve ayırt edici geçerliği test etmek üzere ekonomik kısıtlılıklar, yaygın kaygı bozukluğu, öznel sosyal statü ve yaşam doyumu değişkenleri ile uyarlanan ölçek arasındaki ilişkiler incelenmiştir. Güvenirlik için ise iç tutarlılık katsayısı incelenmiş ve test tekrar test çalışmaları yürütülmüştür. Doğrulayıcı faktör analizinde modelin veriye iyi uyum gösterdiği görülmüştür. Ayrıca CR ve AVE değerlerinin yüksek olduğu, ölçme değişmezliğinin de sağlandığı bulunmuştur. Uyarlanan ölçme aracı ile ilişkili olabilecek yapıların, uyarlanan ölçek ile ilişkili olduğu ve dolayısıyla yakınsak ve ayırt edici geçerliğin de sağlandığı görülmüştür. Güvenirlikle ilgili olarak ise iç tutarlılık katsayılarının yüksek olduğu ve test tekrar test çalışmasında iki uygulama arasında yüksek düzeyde ilişki olduğu bulunmuştur. Analizler neticesinde yedi maddeden oluşan ölçeğin geçerlik ve güvenirliğinin güçlü bir şekilde sağlandığı ve maddi kaygı kavramını ele alacak çalışmalarda uygun bir şekilde kullanılabileceği tespit edilmiştir.

Keywords

Maddi kaygı, Maddi sıkıntı, Maddi problemler

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