EVALUATION OF DEPOSIT BANKS OPERATING IN TURKEY WITH CAMELS ANALYSIS

Year 2023, , 895 - 905, 31.12.2023

Burhan Erdoğan

https://doi.org/10.29106/fesa.1355514

Abstract

The banking sector fulfills many important roles such as growing the financial sector, increasing economic welfare, promoting investments and supporting all other segments of society. Due to these aspects, it is very important to closely monitor the sector and analyze its performance continuously. In this study, CAMELS method is preferred to analyze the performance of 12 deposit banks operating in the banking sector between 2011 and 2021. According to the results obtained, it was determined that the performance of Ziraat Bank, Halkbank and Vakıflar Bank, which are publicly owned banks, followed a poor course in general, while private capital banks generally have a good outlook, and Akbank and Citibank are the private capital banks with the best performance.

Keywords

Banking, Performance, CAMELS

MEVDUAT BANKALARININ PERFORMANSININ CAMELS ANALİZİ İLE DEĞERLENDİRİLMESİ

Abstract

Bankacılık sektörü finansal sektörün büyümesi, ekonomik refahın yükselmesi, yatırımların teşvik edilmesi ve toplumun diğer bütün kesimlerinin desteklenmesi gibi bir çok önemli rolü yerine getirmektedir. Bu yönleri itibari ile de sektörün yakından izlenmesi ve performansının sürekli analiz edilmesi oldukça önemlidir. Bu çalışmada bankacılık sektöründe faaliyet gösteren 12 mevduat bankasının 2011-2021 yılları arasındaki performanslarının incelenmesi için CAMELS yöntemi tercih edilmiştir. Elde edilen sonuçlara göre kamu sermayeli bankalardan Ziraat bankası, Halkbank ve Vakıflar bankasının performansının genel olarak kötü bir seyir izlediği öte yandan özel sermayeli bankaların genel olarak iyi bir görünüme sahip olmakla birlikte Akbank ve Citibank’ın en iyi performansa sahip özel sermayeli bankalar olduğu tespit edilmiştir.

Keywords

Bankacılık, Performans, CAMELS

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