Investigation of The Factors Influencing Profitability in Turkish Banking Sector with Panel Data Analysis

Year 2019, Volume: 10 Issue: 1, 181 - 189, 25.03.2019

Yüksel Aydın

Abstract

Türk Bankacılık Sektöründe Karlılığı Etkileyen Faktörlerin Panel Veri Analizi ile İncelenmesi

Abstract

Bu
çalışma Türk bankaların karlılığı üzerinde etkili olan bankaya özgü, sektöre
özgü ve makro ekonomik faktörleri ampirik olarak analiz etmektedir. 2005-2015
yıllarını kapsayan çalışmanın bulgularına göre; kredi riski, banka büyüklüğü,
faaliyet giderleri, banka sermayesi, faiz dışı gelirler ve ekonomik büyüme
değişkenlerinin aktif karlılığının anlamlı belirleyicileri olduğu tespit
edilmiştir. Karlılık ölçüsü olarak özkaynak karlılığının kullanıldığı modelde
ise banka büyüklüğü, faaliyet giderleri, faiz gelirleri, faiz dışı gelirler,
enflasyon oranı ve sektörel yoğunlaşma gibi değişkenlerin istatistiksel olarak
anlamlı belirleyiciler olduğu tespit edilmiştir.

Keywords

Karlılık, Ticari Bankalar, Panel Veri Analizi, Bankacılık Sektörü

References

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