Research Article

MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS

Volume: 2 Number: 13 October 31, 2026
  • Yavuz Çağlar Cerşit *
EN

MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS

Abstract

In this study, the operational efficiencies of multi-branch deposit banks operating in Türkiye during and after the Covid-19 pandemic, which profoundly impacted the global socio-economic structure, were measured using Data Envelopment Analysis (DEA). The scope of the empirical analysis covers the period between 2019 and 2024. The empirical findings indicate that the monetary relief measures provided by the government at the onset of the pandemic were predominantly channeled through state-owned banks, reflecting their pronounced efficiency during this sub-period. Concurrently, following the mitigation and subsequent cessation of the pandemic's adverse effects, foreign and domestic private multi-branch commercial banks exhibited a significant increase in their efficiency scores.

Keywords

References

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  7. Diko, A. (2024). A DEA and Tobit Analysis of Determinants of Cost and Profit Efficiency in the Turkish Banking Sector. International Journal of Banking and Finance, 19(1), 1-38.
  8. Eroğlu, N. & Cerşit, Y.Ç. (2019). Veri Zarflama Analizi Yöntemi ile Türk Bankacılık Sektöründe 2001-2017 Yılları Arasında Yaşanan Banka Birleşmelerinin Etkinlik Ölçümü. Maliye ve Finans Yazıları Dergisi, 112, 9-30.

Details

Primary Language

English

Subjects

Banking and Insurance (Other), Finance

Journal Section

Research Article

Authors

Yavuz Çağlar Cerşit * This is me
Türkiye

Publication Date

October 31, 2026

Submission Date

May 24, 2026

Acceptance Date

August 28, 2026

Published in Issue

Year 2026 Volume: 2 Number: 13

APA
Cerşit, Y. Ç. (2026). MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. International Journal of Commerce and Finance, 2(13), 57-72. https://izlik.org/JA93EN68DR
AMA
1.Cerşit YÇ. MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. IJCF. 2026;2(13):57-72. https://izlik.org/JA93EN68DR
Chicago
Cerşit, Yavuz Çağlar. 2026. “MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS”. International Journal of Commerce and Finance 2 (13): 57-72. https://izlik.org/JA93EN68DR.
EndNote
Cerşit YÇ (October 1, 2026) MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. International Journal of Commerce and Finance 2 13 57–72.
IEEE
[1]Y. Ç. Cerşit, “MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS”, IJCF, vol. 2, no. 13, pp. 57–72, Oct. 2026, [Online]. Available: https://izlik.org/JA93EN68DR
ISNAD
Cerşit, Yavuz Çağlar. “MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS”. International Journal of Commerce and Finance 2/13 (October 1, 2026): 57-72. https://izlik.org/JA93EN68DR.
JAMA
1.Cerşit YÇ. MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. IJCF. 2026;2:57–72.
MLA
Cerşit, Yavuz Çağlar. “MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS”. International Journal of Commerce and Finance, vol. 2, no. 13, Oct. 2026, pp. 57-72, https://izlik.org/JA93EN68DR.
Vancouver
1.Yavuz Çağlar Cerşit. MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. IJCF [Internet]. 2026 Oct. 1;2(13):57-72. Available from: https://izlik.org/JA93EN68DR