Araştırma Makalesi

MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS

Cilt: 2 Sayı: 13 31 Ekim 2026
  • Yavuz Çağlar Cerşit *
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MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS

Öz

In this study, the operational efficiencies of multi-branch deposit banks operating in Türkiye during and after the Covid-19 pandemic, which profoundly impacted the global socio-economic structure, were measured using Data Envelopment Analysis (DEA). The scope of the empirical analysis covers the period between 2019 and 2024. The empirical findings indicate that the monetary relief measures provided by the government at the onset of the pandemic were predominantly channeled through state-owned banks, reflecting their pronounced efficiency during this sub-period. Concurrently, following the mitigation and subsequent cessation of the pandemic's adverse effects, foreign and domestic private multi-branch commercial banks exhibited a significant increase in their efficiency scores.

Anahtar Kelimeler

Kaynakça

  1. Altındağ, İ. (2024). Evaluating the Efficiency of Turkish Banking Sector Using DEA and Malmquist Productivity Index: Covid-19 Pandemic and After. Pakistan Journal of Statistics, 719-731.
  2. Banks in Türkiye Reports (2020, 2021, 2022, 2023, 2024). The Banks Association of Türkiye, Ankara.
  3. Boubaker, S., Lee Tu D.Q., & Ngo, T. (2022). Managing Bank Performance Under Covid-19: A Novel Inverse DEA Efficiency Approach. International Transactions in Operational Research, Wiley, 2-18.
  4. Budak, H. (2011). Veri Zarflama Analizi ve Türk Bankacılık Sektöründe Uygulaması. Marmara Fen Bilimleri Dergisi, 23(3), 95-110.
  5. Çetintaş, H. & Bicil, M. (2012). Türkiye’de 2005-2010 Döneminde Bankaların Etkinliği ve Toplam Faktör Verimliliğinde Değişme. Bankacılar Dergisi, 8, 20-35.
  6. Demirgüç-Kunt, A., Pedraza, A., & Ruiz-Ortega, C. (2021). Banking Sector Performance During Covid-19 Crisis. Journal of Banking & Finance, 133.
  7. Diko, A. (2024). A DEA and Tobit Analysis of Determinants of Cost and Profit Efficiency in the Turkish Banking Sector. International Journal of Banking and Finance, 19(1), 1-38.
  8. Eroğlu, N. & Cerşit, Y.Ç. (2019). Veri Zarflama Analizi Yöntemi ile Türk Bankacılık Sektöründe 2001-2017 Yılları Arasında Yaşanan Banka Birleşmelerinin Etkinlik Ölçümü. Maliye ve Finans Yazıları Dergisi, 112, 9-30.

Ayrıntılar

Birincil Dil

İngilizce

Konular

Bankacılık ve Sigortacılık (Diğer), Finans

Bölüm

Araştırma Makalesi

Yazarlar

Yavuz Çağlar Cerşit * Bu kişi benim
Türkiye

Yayımlanma Tarihi

31 Ekim 2026

Gönderilme Tarihi

24 Mayıs 2026

Kabul Tarihi

28 Ağustos 2026

Yayımlandığı Sayı

Yıl 2026 Cilt: 2 Sayı: 13

Kaynak Göster

APA
Cerşit, Y. Ç. (2026). MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. International Journal of Commerce and Finance, 2(13), 57-72. https://izlik.org/JA93EN68DR
AMA
1.Cerşit YÇ. MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. UTFD. 2026;2(13):57-72. https://izlik.org/JA93EN68DR
Chicago
Cerşit, Yavuz Çağlar. 2026. “MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS”. International Journal of Commerce and Finance 2 (13): 57-72. https://izlik.org/JA93EN68DR.
EndNote
Cerşit YÇ (01 Ekim 2026) MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. International Journal of Commerce and Finance 2 13 57–72.
IEEE
[1]Y. Ç. Cerşit, “MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS”, UTFD, c. 2, sy 13, ss. 57–72, Eki. 2026, [çevrimiçi]. Erişim adresi: https://izlik.org/JA93EN68DR
ISNAD
Cerşit, Yavuz Çağlar. “MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS”. International Journal of Commerce and Finance 2/13 (01 Ekim 2026): 57-72. https://izlik.org/JA93EN68DR.
JAMA
1.Cerşit YÇ. MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. UTFD. 2026;2:57–72.
MLA
Cerşit, Yavuz Çağlar. “MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS”. International Journal of Commerce and Finance, c. 2, sy 13, Ekim 2026, ss. 57-72, https://izlik.org/JA93EN68DR.
Vancouver
1.Yavuz Çağlar Cerşit. MEASUREMENT OF THE EFFICIENCY OF MULTI-BRANCH DEPOSIT BANKS IN TÜRKİYE DURING THE PANDEMIC AND POST-PANDEMIC PERIODS USING DATA ENVELOPMENT ANALYSIS. UTFD [Internet]. 01 Ekim 2026;2(13):57-72. Erişim adresi: https://izlik.org/JA93EN68DR