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Universal Banking and Credit Risk: Evidence from Tunisia

Year 2012, Volume: 2 Issue: 4, 496 - 504, 01.12.2012

Abdelaziz Hakımı Hichem Dkhılı Wafa Khlaıfıa

Abstract

The aim of this paper is to study the effect of universal banking on the Tunisian banking credit risk. By using a sample of Tunisian banks over the period 1980-2010 and based on the panel data analysis method, results show that the universal banking increases significantly the credit risk. However, the level of competition is positively correlated but not significantly with the dependant variable. For the macro variables, we find that only the GDP exerts a positive and significant effect on the credit risk, but the effect of the inflation variable is not significant.

Keywords

Universal banks Credit risk Liquidity Competition Panel data Tunisia

Year 2012, Volume: 2 Issue: 4, 496 - 504, 01.12.2012

Abdelaziz Hakımı Hichem Dkhılı Wafa Khlaıfıa

Abstract

There are 0 citations in total.

Details

Other ID JA44DB99FG
Journal Section Research Article
Authors

Abdelaziz Hakımı This is me

Hichem Dkhılı This is me

Wafa Khlaıfıa This is me

Publication Date December 1, 2012
Published in Issue Year 2012 Volume: 2 Issue: 4

Cite

APA Hakımı, A., Dkhılı, H., & Khlaıfıa, W. (2012). Universal Banking and Credit Risk: Evidence from Tunisia. International Journal of Economics and Financial Issues, 2(4), 496-504.
AMA Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. December 2012;2(4):496-504.
Chicago Hakımı, Abdelaziz, Hichem Dkhılı, and Wafa Khlaıfıa. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues 2, no. 4 (December 2012): 496-504.
EndNote Hakımı A, Dkhılı H, Khlaıfıa W (December 1, 2012) Universal Banking and Credit Risk: Evidence from Tunisia. International Journal of Economics and Financial Issues 2 4 496–504.
IEEE A. Hakımı, H. Dkhılı, and W. Khlaıfıa, “Universal Banking and Credit Risk: Evidence from Tunisia”, IJEFI, vol. 2, no. 4, pp. 496–504, 2012.
ISNAD Hakımı, Abdelaziz et al. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues 2/4 (December 2012), 496-504.
JAMA Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. 2012;2:496–504.
MLA Hakımı, Abdelaziz et al. “Universal Banking and Credit Risk: Evidence from Tunisia”. International Journal of Economics and Financial Issues, vol. 2, no. 4, 2012, pp. 496-04.
Vancouver Hakımı A, Dkhılı H, Khlaıfıa W. Universal Banking and Credit Risk: Evidence from Tunisia. IJEFI. 2012;2(4):496-504.