Research Article

The Effect of Women's Employment on the Profitability Level of Participation Banks

Volume: 12 Number: 1 March 20, 2026
TR EN

The Effect of Women's Employment on the Profitability Level of Participation Banks

Abstract

The International Money Fund (IMF) reported that although women earn 63% less than men, they spend three times more. Based on this striking statistical information, this research aimed to analyze the effects of women's employment in the society on the return on equity (ROE) and return on assets (ROA) of participation banks. The effects of women's employment values on Türkiye's participation bank ROA and ROE values between December 2005 and November 2023 were analyzed with a logit model. ROA was significantly and negatively correlated with female labor participation (r=-0.165), female employment (r=-0.166) and female unemployment (r=-0.333). Correlation coefficients showed that female unemployment rate was the most correlated factor with ROA. ROE was significantly and negatively correlated with female unemployment (r=-0.151). Effect of female labor force participation (B=0,009), female employment (r=-0,010) and female unemployment (r=-0,004) on ROA were statistically significant at multivariable level. However, effect of female unemployment on ROE was statistically insignificant (p>0.05). Results showed that female employment had significant effect on profitability of participation banks in Türkiye. Giving more emphasis to these issues and role of employed female in marketing strategies man make positive contributions to the short and long-term activities of banks.

Keywords

References

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Details

Primary Language

English

Subjects

Participation Banking

Journal Section

Research Article

Publication Date

March 20, 2026

Submission Date

May 23, 2025

Acceptance Date

September 22, 2025

Published in Issue

Year 2026 Volume: 12 Number: 1

APA
Öz, S., & Yılmaz, K. (2026). The Effect of Women’s Employment on the Profitability Level of Participation Banks. Uluslararası İslam Ekonomisi Ve Finansı Araştırmaları Dergisi, 12(1), 18-35. https://doi.org/10.54427/ijisef.1704836
AMA
1.Öz S, Yılmaz K. The Effect of Women’s Employment on the Profitability Level of Participation Banks. IJISEF. 2026;12(1):18-35. doi:10.54427/ijisef.1704836
Chicago
Öz, Sabri, and Kadir Yılmaz. 2026. “The Effect of Women’s Employment on the Profitability Level of Participation Banks”. Uluslararası İslam Ekonomisi Ve Finansı Araştırmaları Dergisi 12 (1): 18-35. https://doi.org/10.54427/ijisef.1704836.
EndNote
Öz S, Yılmaz K (March 1, 2026) The Effect of Women’s Employment on the Profitability Level of Participation Banks. Uluslararası İslam Ekonomisi ve Finansı Araştırmaları Dergisi 12 1 18–35.
IEEE
[1]S. Öz and K. Yılmaz, “The Effect of Women’s Employment on the Profitability Level of Participation Banks”, IJISEF, vol. 12, no. 1, pp. 18–35, Mar. 2026, doi: 10.54427/ijisef.1704836.
ISNAD
Öz, Sabri - Yılmaz, Kadir. “The Effect of Women’s Employment on the Profitability Level of Participation Banks”. Uluslararası İslam Ekonomisi ve Finansı Araştırmaları Dergisi 12/1 (March 1, 2026): 18-35. https://doi.org/10.54427/ijisef.1704836.
JAMA
1.Öz S, Yılmaz K. The Effect of Women’s Employment on the Profitability Level of Participation Banks. IJISEF. 2026;12:18–35.
MLA
Öz, Sabri, and Kadir Yılmaz. “The Effect of Women’s Employment on the Profitability Level of Participation Banks”. Uluslararası İslam Ekonomisi Ve Finansı Araştırmaları Dergisi, vol. 12, no. 1, Mar. 2026, pp. 18-35, doi:10.54427/ijisef.1704836.
Vancouver
1.Sabri Öz, Kadir Yılmaz. The Effect of Women’s Employment on the Profitability Level of Participation Banks. IJISEF. 2026 Mar. 1;12(1):18-35. doi:10.54427/ijisef.1704836

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