Year 2019, Volume 1 , Issue 2, Pages 36 - 53 2019-09-30

İŞLETME PERFORMANSINDA MİKROFİNANS HİZMETLERİNİN DEĞERLENDİRİLMESİ: “UGANDA’NIN ARUA KENTİNE BİR DURUM ÇALIŞMASI”
ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA”

Erhan ÇANKAL [1] , Muzamil EDEMA [2]


Son yıllarda, Uganda’da ve özellikle Arua bölgesinde mikro ve küçük-ölçekli işletmelerin sayısı hızla artmakta fakat bu işletmelerin sürekliliği için gereken sermaye miktarındaki yetersizlik politika geliştirenlerin ilgi odağı haline gelmiştir. Yetersiz sermaye problemini çözmek için, Uganda hükümeti, özelleştirme sürecinde ekonomik olarak aktif ancak finansal bakımdan kısıtlı ve hassas işletmelere mikrokredi, tasarruflar, sigorta ve girişimcilerin eğitimi gibi finansal hizmetlerin sağlanabilmesi amacıyla mikrofinans kuruluşlarının gelişimini teşvik etmektedir. Daha once yapılan çalışmaların çoğu mikro ve küçük ölçekli işletmeler yerine orta ölçekli girişimler üzerinde yoğunlaşmıştır. Bu çalışma, mikrofinans hizmetlerinin Uganda’nın Arua bölgesinde küçük ölçekli işletmelerin performansları üzerindeki etkilerini değerlendirmektedir. Mikrofinans kuruluşlarınca sağlanan hizmetlerin çoğunun işletmelerin performanslarını olumlu yönde etkilediği görülmüştür. Analiz sonuçları, eğitim, tasarruf, hizmet-içi eğitim ve kredi miktarlarının küçük-ölçekli işletmelerin performanslarını önemli derecede etkilediğini göstermektedir. 

In recent years, micro and small-scale businesses have been rapidly increasing in Uganda and Arua district in particular but the issue of inadequate capital to run these businesses has been a growing concern for many policy makers. In order to solve this problem, the government of Uganda through privatization encouraged the development of microfinance institutions to provide financial services such as microcredit, savings, micro insurance and training to micro entrepreneurs who are economically active, but financially constrained and vulnerable. Most of the previous studies focused on small and medium enterprises leaving out micro enterprises. This study aimed to assess the impact of microfinance services on the performance of micro and small- scale businesses in Arua district in Uganda.

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Primary Language en
Subjects Economics
Published Date September 2019
Journal Section Articles
Authors

Orcid: 0000-0001-5115-055X
Author: Erhan ÇANKAL
Institution: ANKARA YILDIRIM BEYAZIT UNIVERSITY
Country: Turkey


Orcid: 0000-0001-5620-1811
Author: Muzamil EDEMA (Primary Author)
Institution: Statistical, Economic and Social Research and Training Centre for Islamic Countries
Country: Turkey


Dates

Publication Date : September 30, 2019

Bibtex @research article { jeess607236, journal = {Journal of Empirical Economics and Social Sciences}, issn = {2667-7210}, address = {}, publisher = {Burak DARICI}, year = {2019}, volume = {1}, pages = {36 - 53}, doi = {}, title = {ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA”}, key = {cite}, author = {Çankal, Erhan and Edema, Muzamil} }
APA Çankal, E , Edema, M . (2019). ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA” . Journal of Empirical Economics and Social Sciences , 1 (2) , 36-53 . Retrieved from https://dergipark.org.tr/en/pub/jeess/issue/49937/607236
MLA Çankal, E , Edema, M . "ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA”" . Journal of Empirical Economics and Social Sciences 1 (2019 ): 36-53 <https://dergipark.org.tr/en/pub/jeess/issue/49937/607236>
Chicago Çankal, E , Edema, M . "ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA”". Journal of Empirical Economics and Social Sciences 1 (2019 ): 36-53
RIS TY - JOUR T1 - ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA” AU - Erhan Çankal , Muzamil Edema Y1 - 2019 PY - 2019 N1 - DO - T2 - Journal of Empirical Economics and Social Sciences JF - Journal JO - JOR SP - 36 EP - 53 VL - 1 IS - 2 SN - 2667-7210- M3 - UR - Y2 - 2019 ER -
EndNote %0 Uygulamalı Ekonomi ve Sosyal Bilimler Dergisi ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA” %A Erhan Çankal , Muzamil Edema %T ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA” %D 2019 %J Journal of Empirical Economics and Social Sciences %P 2667-7210- %V 1 %N 2 %R %U
ISNAD Çankal, Erhan , Edema, Muzamil . "ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA”". Journal of Empirical Economics and Social Sciences 1 / 2 (September 2019): 36-53 .
AMA Çankal E , Edema M . ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA”. Journal of Empirical Economics and Social Sciences. 2019; 1(2): 36-53.
Vancouver Çankal E , Edema M . ASSESSMENT OF MICROFINANCE SERVICES ON BUSINESS PERFORMANCE: “A CASE STUDY OF ARUA DISTRICT OF UGANDA”. Journal of Empirical Economics and Social Sciences. 2019; 1(2): 36-53.