Türk Bankacılık Sektörünün Toplam Faktör Verimliliği, Etkinlik ve Teknolojik Değişiminin Analizi

Year 2017, Volume: 12 Issue: 48, 315 - 328, 31.10.2017

Onur Akkaya

Abstract

2000
ve 2001 ekonomik krizleri Türkiye ekonomisi ve Türk bankacılık sektörünü
derinden etkilemiştir. Krizler sonrası bankacılık sektörü yapısal değişimlere
maruz kalmıştır. Yabancı yatırımcının Türk bankacılık sektöründeki ağırlığının
arttığını kriz sonrası dönemde görebiliriz. Bu yabancı yatırımcılardan yeni deneyimler
ve ileri teknolojiyi sektöre dahil edip sektörün rekabet koşullarını
arttırmaktır (Aysan ve diğerleri ;2011). Bu bağlamda, bu çalışmanın cevap
aradığı sorular; 2000 ve 2001 krizleri sonrası; Türk bankacılık sektöründeki
teknolojik değişimin durumu, sektördeki teknik etkinlik ve ölçek etkinliğinde
yaşanan değişimin boyutu ve aynı dönemde sektördeki toplam faktör etkinliği
ölçümü ve değerlendirilmesi yapılmıştır. Çalışmada, ağırlıklı olarak sektördeki
etkinlik ve teknolojik değişim üzerinde durulduğu söylenebilinir. 

Keywords

Etkinlik, Stokastik Sınır Yaklaşımı, Toplam Faktör Verimliliği, Türkiye Bankacılık Sektörü

Efficiency, Technological Change and Total Factor Productivity in Turkish Banking Sector

Abstract

Especially, November 2000 and
February 2001 crises adversely affected Turkish economy and particularly
Turkish banking sector. In the post-crisis period, extensive structural changes
have taken place in Turkish banking sector. Interest of foreign banks for
Turkish market increased. Some new foreign banks entered into Turkish banking
sector through acquisition, while existing foreign banks increased their
operations. Foreign banks are expected to bring new practices and advance technology to the market and enhance competitive
pressure in banking (Aysan et
al.;2011). In this context, this paper addresses the following questions: How
does technology change after the post-crisis period in Turkish banking sector?
How affected the technology change in Turkish banking sector? How affected the
technical efficiency change and the scale efficiency change in Turkish banking
sector? and finally, how affected the total factor productivity change in
Turkish banking sector? So, in this paper, I analyse the changes efficiency and
technology change in Turkish banking sector in the light of the facts discussed
above, and focus on the total factor productivity of Turkish banking sector and
the existence of the relationship between efficiency and technology change.

Keywords

Efficiency, Stochastic Frontier Approach, Total Factor Productivity, Turkish Banking Sector

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