Interest is a prohibited transaction for people who believe in Islam. On the other hand; interest-bearing transactions
can be seen in many places with the increasing financialization in the current economic system. The purpose of this
study is to determine the position of interest, which plays a key role in the current capitalist system, in the eyes of
individuals, based on the above-mentioned principle of the prohibition of interest. It will also be learned how the
institutions that try to fulfill the principles of Islamic economics are evaluated by society. The qualitative research
method was used throughout this study. The interview technique was preferred to collect data in qualitative research.
The number of individuals participating in the interview was determined as twenty-three. According to the main
findings, the most of individuals participating in the interview apply to banks without asking to borrow money from
their around. It draws the attention that social relations are not adequately inclusive in financial matters. It has been
determined that the number of individuals knowing alternative institutions, which is one of the ways to find the
amount of financing they need, is low among the individuals we interviewed for our study. The main factor in these
decisions of individuals who think to take interest loans again is that they have “a worldview based on not delaying
their dreams”. It should be ensured that institutions such as Karz-ı hasen, which are established on the basis of trust,
become widespread with the help of necessary policies.
Primary Language | Turkish |
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Subjects | Economics |
Journal Section | Research Articles |
Authors | |
Publication Date | June 30, 2022 |
Published in Issue | Year 2022 Volume: 2 Issue: 1 |